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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Brilliant experience from the start

I've saved over £2000 without even realising it. The money leaves the bank as and when I can afford it. I've also manually deposited a further £5000 into a high interest savings account with no issues whatsoever. Customer service is always there if you ever need them, which is rare. All in all, a great app. Recommended to everyone and anyone. Reviewed on: 10th March 2021

Life-changing savings app!

As the title says, this has been a life-changing savings app for me. You don't realise just how much you are saving, without noticing, and somehow it feels like you 'earned money' that came out of nowhere! I especially love that you can save into 'goals', it makes saving for something specific so much more easier and you can see your pot growing, very motivational. I cannot recommend Chip highly enough, it really takes the sting out of managing your finances. Not only that, it offers the best saving rates on the market! No brainer. Reviewed on: 10th March 2021

They make saving simple!

I’ve been using Chip for about 12 months and I never notice the small amounts that keep going from my bank into my savings. Over time that’s built up to a substantial amount which is there for when I need it! Reviewed on: 10th March 2021

Excellent service

Great rates, trustworthy company Reviewed on: 10th March 2021

Super convenient and easy way to save quickly without even noticing

Super slick, very user friendly. Nice launch of leading interest rate product Reviewed on: 10th March 2021

My Saving Grace!

I have always tried to save with many failed attempts when I see something nice and use the funds to purchase but I’ve always wanted an ongoing savings account. Chip has not only helped me save, the app makes me forget how much money I even have put aside and shows that I don’t need to spend all my money every month and I can actually save such a large portion. I have already recommended to so many friends and family and absolutely love it! Reviewed on: 10th March 2021

Good interest rates

Good interest rate for first £5k. Useful service to help people discipline their savings. Reviewed on: 10th March 2021

Brilliant way to save

Quick and easy way to save with very little fuss Reviewed on: 10th March 2021

User friendly and hassle free

Chip is a great way to save money without realising you're doing it. You also get interest from saving if you have chip +1 Reviewed on: 10th March 2021

Simple, hassle free way of saving money!

Saves you money without you having to actively participate in the effort to! Simple app, great marketing and friendly staff. Reviewed on: 10th March 2021

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