Write a review

Go to business site

Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

View other Chip products

4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings App reviews (18447)

Best savings app ever

I’ve saved over £3000 with chip and now have the best returns available Reviewed on: 10th March 2021

Get customer service via Chat

Nice and easy way to get decent interest on a couple thousand pounds. Just throw it in there and leave it to earn. Looking forward to them raising the threshold in time. Reviewed on: 10th March 2021

Smart and easy saving for everyone

Really like how user friendly chip is. I love that it makes saving easy and fun. Banking has always seemed like it speaks to a different audience to me - Chip is a bank for everyone! Reviewed on: 10th March 2021

Great for saving

For someone who isn't the best at specific, regular saving, Chip is great as it does it for you without you even realising or missing the money you're putting away. Reviewed on: 10th March 2021

Great %

Good pay back for saving easy to use app Reviewed on: 10th March 2021

Chip has been fantastic - I have saved over £500 without even realising it!

Chip just quietly works away in the background saving money for me without me having to forecast or plan in advance. The interest allocated as part of the premium plans are a nice bonus too! Reviewed on: 10th March 2021

Excellent easy to use app and good rate of return

Saving with Chip+ account - easy to access app with good return in the current climate. Transfers always expedited on time Reviewed on: 10th March 2021

Easy

Managed to save for a few treats using this, love how can schedule saves for payday too Reviewed on: 10th March 2021

Easy Saving!

Chip calculates how much you should be able to save based on your spending habits. The autosave features are great (although maybe not for everyone), you can choose how much you want to save too, and withdrawal is painless! Reviewed on: 10th March 2021

Amazing

Chip has hekped me save heaps of money and i don't even notice it. It has really helped when it comes to those lifes little emergencies. The customer service has been fantastic. Quick at responding and easy to access your money. I have recommended this to loads of people who all now use chip to save. Every little helps Reviewed on: 10th March 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Mobile Wallet
from bibimoney 5.00 from 1 reviews
App
from Dashly 4.59 from 19 reviews
Real time receipts
from Flux 4.88 from 99 reviews

Want to see more from Chip?

Stocks & Shares ISA
from Chip 4.98 from 257 reviews
Cash ISA
from Chip 4.97 from 1035 reviews
Instant access savings
from Chip 4.96 from 285 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub