Smart Money People Logo

Chip: Savings App reviews

4.93
Based on 14,554 reviews, last reviewed 17th Jan 2025
175% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been a great app to help build my wealth It’s been a great app to help build my wealth Reviewed on: 17th January 2025
James r's avatar
James r

Latest lowest rating:

2

All The Sizzle but Very Little Steak All the fancy marketing and eye-catching headline rates hold little sway when you need some good, old-fashioned customer service, and that's where wit... Read more Reviewed on: 5th December 2024
Grumpy Old Mark's avatar
Grumpy Old Mark

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings App reviews (14554)

Saving for dummies

5
An app that will automate saving for you. Every couple of days it will, if you can afford it, recommend transferring some of your hard-earned pennies into a savings account. You always have the option to cancel (as I have done, buying a house meant lots of unexpected bills) but generally it's spot on; it's an amount you could afford to save. Been using since May, and saved just over £400, without it I doubt I'd have saved anything. Reviewed on: 13th November 2018

Saving made simple

5
I had heard about this miraculous 'Chip' app from a few friends but discounted it as a gimmick. My husband is disabled and I am his full time carer so we are not able to save from a salary on from the state benefits we receive. I'm a great believer in budgeting and watching the pennies but even I had a hard time trying to save anything at all. So in the end I gave into my friends and downloaded Chip. It is seriously the best thing since sliced bread..! In less than 6 months I cannot believe how much I have saved. Compared to some people I'm sure it's peanuts but when you live on a very limited income....it's incredible to see what can be done and the peace of mind that a little 'rainy day money' can bring. These guys deserve a medal..! Reviewed on: 7th November 2018

Amazing flexible saving - without even noticing!

5
I love Chip. The app suggests amounts to save based on your current account balance and usage, and you can say yes or no to the amount as easy as touching a button in the app. Without even noticing I’ve saved over £100 in a few months. It’s brilliant! Reviewed on: 6th November 2018

Changed My Life

5
Chip is truly revolutionary. Not just riding on the coattails of Open Banks, its combining tech with an actual problem - I couldn't save, now I can - untill you download chip you really dont understand the difference it can make. Smart tech, ethical solutions and not a copy of a bank - a completely unique product. PLEASE consider chip for this prize or a special commendation - they are a lot smaller than the other nominees but can certainly compete ... REVOLUTIONARY Reviewed on: 23rd October 2018

So far so good!! Use my promo code for an extra 1% interest on your savings: QPIRAW

4
Really promising so far! Good promo offer as well! Reviewed on: 4th October 2018

Amazing App! Giving me a kickstart to saving! Use my Code NLWHA5

5
This App is really awesome. It has given me that kick up the bum to start saving money. You don't even notice it coming out and then it leaves you with a nice surprise at the end of a few months. Use my code NLWHA5 to start with 1% like I did :D Reviewed on: 3rd October 2018

£300 saved in a few months! YECXH1

5
I love chip and recommend it to everyone - a great way to save and barely notice it - fabulous interest rate too. Use YECXH1 to start with 2%!!' Reviewed on: 11th September 2018

Promising! (ref code H52ZCT)

5
Firstly, the reason I'm here, obivously is to try to get you to use my code: H52ZCT. Please do, so we will both get 1% bonus each for a year. Now,to actually review, I've been really impressed with Chip so far and using it in addition to my regular saver and potentially it should return higher rates on my savings. The current bonuses are apparently paid out of marketing budget so hopefully they last. I get regular updates from Chip about upcoming improvements to the service and they seem to be growing and hiring so looks promising that they're here to stay. Reviewed on: 24th August 2018

Great App

5
Great App, unbelievably easy to use. Use code CFH7PQ for an extra 1% interest if you decide to sign up, which I would definitely recommend you do :) Reviewed on: 24th July 2018

Good app. MXJ1TW code 1% interest for you and me.

4
Straightforward, read reviews, high security, makes sense. Give it a go and see what you think, luck. Reviewed on: 21st July 2018

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review