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Chip: Savings App reviews

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4.94
Based on 18,210 reviews, last reviewed 17th Jun 2025
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Latest highest rating:

5

Easy as, with a friendly interface and competitive r... Easy as, with a friendly interface and competitive rates. Chip support also only a few taps away and General understand customer service well! Reviewed on: 17th June 2025
Tom's avatar
Tom

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18210)

very user friendly way to flexibly save

5
the interface and app is easy to install and use - really good way to actually find a way to make regular deposits into a savings account - as this has always been difficult in the past with traditional saving accounts Reviewed on: 10th March 2021
Paul Richards's avatar
Paul Richards

Ninja savings app

5
Chip is a great way to save without even knowing you are doing it. It also very flexible so if you can’t afford to save it you need your money you can easily stop a payment or withdraw your cash. Reviewed on: 10th March 2021
Steve White's avatar
Steve White

Excellent and easy way to save

5
This app has made saving so easy and painless. I like the way that it calculates what you can afford to save and also has the option to make regular savings and set saving goals. Reviewed on: 10th March 2021
Karen Frances's avatar
Karen Frances

Brilliant app

5
This app has helped to revolutionise the way I save money, and the rate of returns are fantastic! Reviewed on: 10th March 2021
jv489's avatar
jv489

Good app

4
Makes saving easy with a really good app Reviewed on: 10th March 2021
Leez74's avatar
Leez74

Savings made easy!

5
Like a lot of people I always intend to put a few pennies away each month but often forget and then it’s spent. With Chip, the AI does it for you at regular intervals throughout the month, so you don’t over extend and your savings increase regularly. I would highly recommend and the interest rate up to £5000 (£2000 if you don’t pay) is high street leading. Reviewed on: 10th March 2021
Simon's avatar
Simon

Hassle-free saving

5
It is a clever and efficient way of putting money aside without feeling it. Not only Chip makes it feel seamlessly but it also gives you total control of your money. You are not tied up to anything so you can move your money back to your account any time if you wish. It is a modern day way of saving money. Reviewed on: 10th March 2021
Ron Carvalho's avatar
Ron Carvalho

Good rate, clear app

5
It gives a far better rate than other savings accounts, and the app is easy to use Reviewed on: 10th March 2021
tomcoult's avatar
tomcoult

Amazing app

5
Chip have helped us save £1000's easily to use towards household renovations, and have one of the best interest rates around. Reviewed on: 10th March 2021
Gemma's avatar
Gemma

Easy saver

5
Easy way to save without the effort, automatically takes small amounts from your bank account and before you know it you have a nice pot of money. Reviewed on: 10th March 2021
Duncan's avatar
Duncan

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