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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Innovative and useful savings app

Highly recommend this savings app. Have been using it for several years and it's been the best saver. With all the new updates coming I will be using it for years more. Reviewed on: 10th March 2021

Best app on my phone

I'm a minimum wage earner and while I've never been terrible at saving, I will often prioritise the here and now instead of long term goals. I used to feel like the only way to save was huge chunks of money but thanks to chip I've managed to save thousands, by putting money away little and often, which I never could have done on my own. It's so easy to use and I love that I don't need to 'DECIDE' to save, and I would genuinely recommend it to anyone. Any issues with teething problems have also been wonderfully dealt with by the customer service. Every person I've interacted with has been extremely helpful. Reviewed on: 10th March 2021

Surprising Savings!

I setup Chip over a year ago now and to date it has helped me save thousands of pounds by regularly making small savings from my current account. Without this I would have either have ended up spending the money or using up extra time on managing savings. Reviewed on: 10th March 2021

Saved thousands

I've never been good at saving. Since I got chip I've somehow managed to put away literally thousands without even realising of feeling any sort of pinch when it comes to my spending. I think this app is incredible! Reviewed on: 10th March 2021

Brilliant

I’ve saved over £6000 without chip I wouldn’t of thought I could save this much. But it does the hard work and saves what it knows you can afford! It’s brilliant Reviewed on: 10th March 2021

Easy and effective

I've been using the chip app for over 2 years and have found it such an easy way to save. The app is user friendly and I also love the marketing and friendliness of the team and the whole ethos. I have recommended it to several friends! Reviewed on: 10th March 2021

Automated saving with interest

Chip does what it says on the tin - it chips away at your main bank account, using algorithms to know what you can afford to save without noticing. Now they have accounts with interest which makes their offering comparable to market leaders, with the automated twist. Reviewed on: 10th March 2021

On the money

Chip is simple, effective & forward thinking. From nifty saving tips to payday put aways Chip offers the full package. They offer simple savings for those a little adverse to saving as well investment opportunities for avid savers who want to achieve more with their money. They’re open, honest & reliable. Their transparency with information on rates, terms and small print builds trust - something hard to find in the financial world these days. Chip are top of their game & continue to offer new 21st century saving opportunities (more than can be said from the big banks). Reviewed on: 10th March 2021

Easy to use

I absolutely love Chip! It’s so easy to use and the auto save feature is brilliant as I’m saving little and often without noticing small amounts here and there. I’m already half way to my target within 3 months! Reviewed on: 10th March 2021

Good communication and excellent feedback when necessary

Good communication and excellent feedback when necessary Reviewed on: 10th March 2021

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