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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

My Saving Grace!

I have always tried to save with many failed attempts when I see something nice and use the funds to purchase but I’ve always wanted an ongoing savings account. Chip has not only helped me save, the app makes me forget how much money I even have put aside and shows that I don’t need to spend all my money every month and I can actually save such a large portion. I have already recommended to so many friends and family and absolutely love it! Reviewed on: 10th March 2021

Good interest rates

Good interest rate for first £5k. Useful service to help people discipline their savings. Reviewed on: 10th March 2021

Brilliant way to save

Quick and easy way to save with very little fuss Reviewed on: 10th March 2021

User friendly and hassle free

Chip is a great way to save money without realising you're doing it. You also get interest from saving if you have chip +1 Reviewed on: 10th March 2021

Simple, hassle free way of saving money!

Saves you money without you having to actively participate in the effort to! Simple app, great marketing and friendly staff. Reviewed on: 10th March 2021

Brilliant

I’ve saved more than I ever have plus it’s easily accessible if I need some money quick. I love the app and Chip. Reviewed on: 10th March 2021

Saving without thinking

This app has been incredibly helpful over the past 12 months or so and has had a really positive impact on my personal finances during a difficult time globally. The ability to adjust the saving level and to be able to override any savings in ideal as it means I can save based on my personal circumstances. It has allowed me to put aside money without feeling the pinch and this has been a great help. Really recommended this to anyone who struggles with saving Reviewed on: 10th March 2021

Easy savings with great interest rate

I had no problem setting up the account and am happily regularly saving money with no issues. The rate of return in higher than savings elsewhere Reviewed on: 10th March 2021

It helped me buy a house

The automatic saving really helped me to become more conscious of my spending and spurred me on to make more manual savings and analyse outgoings. It is fun to use and gives clarity on your goals and how long it will take to meet them! I still use it after I achieved my goal because who know what is around the corner...at least I will be prepared with Chip! Reviewed on: 10th March 2021

Great for Savings

Easy to set up account, use the app and manage my savings Reviewed on: 10th March 2021

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