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Chip: Savings App reviews

View other Chip products
4.94
Based on 18,214 reviews, last reviewed 5th Sep 2025
76% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

The Chip app couldn't be easier. The Chip app couldn't be easier. The rates and communivcation are great as is the customer service. Reviewed on: 5th September 2025
Chris Johnson's avatar
Chris Johnson

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18214)

Awesome savings app.

5
I have been saving with Chip for over a year and I like the automatic saving feature. I do have rest of mind that I am saving towards something. Lovely. Reviewed on: 10th March 2021
Gloria Omo-osagie's avatar
Gloria Omo-osagie

Easy saving that builds quickly

5
Love this app it’s so easy to save completely effortlessly and it’s amazing how fast the amount builds up. Then instant access when I need it Reviewed on: 10th March 2021
Michelle's avatar
Michelle

Pioneering Savings App

5
Chip have developed a creative and pioneering Savings App which is easy to use and revitalises how we approach savings. Whether you are putting money aside for a rainy day or saving for a specific goal Chip makes it fun. I would definitely recommend Reviewed on: 10th March 2021
Mark Kershaw's avatar
Mark Kershaw

Savings on a winning format

5
Love this platform has helped me save and plan for the future without noticing the difference Reviewed on: 10th March 2021
Dan Kiddier's avatar
Dan Kiddier

very user friendly way to flexibly save

5
the interface and app is easy to install and use - really good way to actually find a way to make regular deposits into a savings account - as this has always been difficult in the past with traditional saving accounts Reviewed on: 10th March 2021
Paul Richards's avatar
Paul Richards

Ninja savings app

5
Chip is a great way to save without even knowing you are doing it. It also very flexible so if you can’t afford to save it you need your money you can easily stop a payment or withdraw your cash. Reviewed on: 10th March 2021
Steve White's avatar
Steve White

Excellent and easy way to save

5
This app has made saving so easy and painless. I like the way that it calculates what you can afford to save and also has the option to make regular savings and set saving goals. Reviewed on: 10th March 2021
Karen Frances's avatar
Karen Frances

Brilliant app

5
This app has helped to revolutionise the way I save money, and the rate of returns are fantastic! Reviewed on: 10th March 2021
jv489's avatar
jv489

Good app

4
Makes saving easy with a really good app Reviewed on: 10th March 2021
Leez74's avatar
Leez74

Savings made easy!

5
Like a lot of people I always intend to put a few pennies away each month but often forget and then it’s spent. With Chip, the AI does it for you at regular intervals throughout the month, so you don’t over extend and your savings increase regularly. I would highly recommend and the interest rate up to £5000 (£2000 if you don’t pay) is high street leading. Reviewed on: 10th March 2021
Simon's avatar
Simon

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