Write a review

Go to business site

Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

View other Chip products

4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings app reviews (18462)

The savings app that just keeps getting better

I've been a chip user and 1st time investor for 3 years now. And it's been a joy. The app has wider importance in training young people how to save as well as now providing competitive interest rates to maximize those savings. Reviewed on: 10th March 2021

Very good

The app is easy to use and the interest rate is better than you'll get elsewhere. Reviewed on: 10th March 2021

Subconscious saving

This is just what I’ve been looking for - a savings app that does the hard work for me so I don’t have to remember to save. Before I new it I’d saved £300 without even noticing. Brilliant Reviewed on: 10th March 2021

hassle free

hassle free saving app with decent interest rates! Reviewed on: 10th March 2021

Game changer to saving

I’ve been using chip for a few years and it has allowed me save pockets of change virtually. A little and often has added up to game changing amounts for me. It’s easy to access the funds when I need to and the small amounts weekly it saves on my behalf I hardly notice. Reviewed on: 10th March 2021

Great savings app

The auto save feature is amazing, small amounts are regularly taken from your bank account and added to your savings. You don't notice the saves have gone and they soon mount up into a decent rainy day fund! The market leading savings rate is also a massive bonus Reviewed on: 10th March 2021

Amazing and Hassle free

Since using Chip I have saved more than I EVER have, I love how it links to my bank and knows how much to save every few days and I don't even miss it!! Reviewed on: 10th March 2021

Best Rates and great interface

I enjoy experimenting with how to make the most of my money, and chip has been one of the recent highlights in helping me to have some return from the savings I've built up over lockdown. Their smart agent that is able to track 'spare' money from my main bank account to move across at market leading rates into chip, while giving me complete control of how aggressively it collects these amounts. It looks like they have a lot of extra innovation on the horizon and customer support and community has been great, so I look forward to seeing where they go in the future. Reviewed on: 10th March 2021

Amazing

This app has allowed me to save, pay off my debt and build up a house deposit. All while working away in the background to see what I can afford each save. Reviewed on: 10th March 2021

Best product on the market

Chip is really easy to use and allows me to integrate my other bank accounts. The rates are the best I’ve seen in a long time. Reviewed on: 10th March 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Finance App
from Nova Money 4.88 from 6 reviews
TABBit app (discontinued)
from TABBit (inactive company) 4.74 from 59 reviews
Money account
from Monese 4.70 from 5956 reviews

Want to see more from Chip?

Cash ISA
from Chip 4.97 from 1046 reviews
Instant access savings
from Chip 4.96 from 285 reviews
Easy access savings
from Chip 4.96 from 574 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub