Smart Money People Logo

Chip: Savings App reviews

4.94
Based on 18,210 reviews, last reviewed 17th Jun 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy as, with a friendly interface and competitive r... Easy as, with a friendly interface and competitive rates. Chip support also only a few taps away and General understand customer service well! Reviewed on: 17th June 2025
Tom's avatar
Tom

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings App reviews (18210)

Game changer

5
The way chip is set up has been a complete game change in the way I think about and save for the future. It’s incremental, pain free, automatic and to see myself achieving targets it’s a weight lifted. Highly recommend Reviewed on: 10th March 2021

Excellent way to save money

5
I find that this app allows me to be able to save money in an efficient and effective way. It is easy to use and I trust it to save money away in my behalf. Reviewed on: 10th March 2021

Near-effortless way of sequestering surplus funds toward fun projects

5
Chip has evolved with care and expanded its proposition in the past year, turning this behaviourally-designed app into a powerful ally to otherwise-reluctant savers. Chip's strength was always the astute frictionless method of scooping out surplus funds from day-to-day accounts and squirreling them away for other things - 'enveloping' as some might call it, but now this is supercharged with investment and higher interest versions, the interface has matured and the algorithm is as smart and effective as ever. Since getting on board I have literally saved thousands and been able to treat myself to new clothes, secure car finance with a hefty deposit and get ahead of bills. It's profoundly useful. Reviewed on: 10th March 2021

Easy saving

5
Very easy way to save, good rates Reviewed on: 10th March 2021

Unrivalled cash interest rates with an excellent user experience

5
Clear and easy to use platform. Reviewed on: 10th March 2021

Love chip

4
I’ve been a user of chip for 4 years. I love how easy it is to use and how the gamification elements of the app such as saving streaks. It encourages you to save more, since joining I’ve saved far more than I would have expected. Love Chip! Reviewed on: 10th March 2021

Awesome savings app.

5
I have been saving with Chip for over a year and I like the automatic saving feature. I do have rest of mind that I am saving towards something. Lovely. Reviewed on: 10th March 2021

Easy saving that builds quickly

5
Love this app it’s so easy to save completely effortlessly and it’s amazing how fast the amount builds up. Then instant access when I need it Reviewed on: 10th March 2021

Pioneering Savings App

5
Chip have developed a creative and pioneering Savings App which is easy to use and revitalises how we approach savings. Whether you are putting money aside for a rainy day or saving for a specific goal Chip makes it fun. I would definitely recommend Reviewed on: 10th March 2021

Savings on a winning format

5
Love this platform has helped me save and plan for the future without noticing the difference Reviewed on: 10th March 2021

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review