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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Easy and effective

I've been using the chip app for over 2 years and have found it such an easy way to save. The app is user friendly and I also love the marketing and friendliness of the team and the whole ethos. I have recommended it to several friends! Reviewed on: 10th March 2021

Automated saving with interest

Chip does what it says on the tin - it chips away at your main bank account, using algorithms to know what you can afford to save without noticing. Now they have accounts with interest which makes their offering comparable to market leaders, with the automated twist. Reviewed on: 10th March 2021

On the money

Chip is simple, effective & forward thinking. From nifty saving tips to payday put aways Chip offers the full package. They offer simple savings for those a little adverse to saving as well investment opportunities for avid savers who want to achieve more with their money. They’re open, honest & reliable. Their transparency with information on rates, terms and small print builds trust - something hard to find in the financial world these days. Chip are top of their game & continue to offer new 21st century saving opportunities (more than can be said from the big banks). Reviewed on: 10th March 2021

Easy to use

I absolutely love Chip! It’s so easy to use and the auto save feature is brilliant as I’m saving little and often without noticing small amounts here and there. I’m already half way to my target within 3 months! Reviewed on: 10th March 2021

Good communication and excellent feedback when necessary

Good communication and excellent feedback when necessary Reviewed on: 10th March 2021

Brilliant experience from the start

I've saved over £2000 without even realising it. The money leaves the bank as and when I can afford it. I've also manually deposited a further £5000 into a high interest savings account with no issues whatsoever. Customer service is always there if you ever need them, which is rare. All in all, a great app. Recommended to everyone and anyone. Reviewed on: 10th March 2021

Life-changing savings app!

As the title says, this has been a life-changing savings app for me. You don't realise just how much you are saving, without noticing, and somehow it feels like you 'earned money' that came out of nowhere! I especially love that you can save into 'goals', it makes saving for something specific so much more easier and you can see your pot growing, very motivational. I cannot recommend Chip highly enough, it really takes the sting out of managing your finances. Not only that, it offers the best saving rates on the market! No brainer. Reviewed on: 10th March 2021

They make saving simple!

I’ve been using Chip for about 12 months and I never notice the small amounts that keep going from my bank into my savings. Over time that’s built up to a substantial amount which is there for when I need it! Reviewed on: 10th March 2021

Excellent service

Great rates, trustworthy company Reviewed on: 10th March 2021

Super convenient and easy way to save quickly without even noticing

Super slick, very user friendly. Nice launch of leading interest rate product Reviewed on: 10th March 2021

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