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Chip: Savings App reviews

Name: Savings App
Rating: 4.93 (18214 reviews)

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4.94

Based on 18,214 reviews, last reviewed 5th Sep 2025

76% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The Chip app couldn't be easier. The Chip app couldn't be easier. The rates and communivcation are great as is the customer service. Reviewed on: 5th September 2025

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18214)

Great way to save without noticing

It's a great way to do small saves that eventually stack up, but without interest available yet it's not as profitable as a savings account. Reviewed on: 10th March 2021

These guys have made saving so easy

I decided in January 2020 that I needed to open a savings account that was easy to access in an emergency (if something in the house needed replacing, washing machine ect) but that meant I didn’t have to keep on top of it all the time - chip does exactly that. They know when I can save a little or a lot and sort it all out for me. Who knew that a global pandemic was about to hit and these guys have been a great help adjusting everything as I didn’t know if I was going to be earning or not. Finally I’ve never had a bank that actually strive for the customer to get the best rate, they’ve continued to be better, for the consumer and for that I would say they are the number 1 out there. Absolute legends. Reviewed on: 10th March 2021

Excellent no fuss savings

A great little bank that makes saving so easy. Takes little bits out of your account automatically so you hardly miss it and keeps you updated with everything that goes in and out of the account. Easy to set up and manage and allows you to personalise the saving a to match your needs. Also let’s you withdraw money quickly if required. Customer service is very quick to respond to queries. Can’t fault them. Have helped me save where previously I couldn’t. Reviewed on: 10th March 2021

Brilliant

Brilliant app features. Saved alot of money without feeling like i was missing it. Great service, great app. Brilliant idea Reviewed on: 10th March 2021

Game changer

The way chip is set up has been a complete game change in the way I think about and save for the future. It’s incremental, pain free, automatic and to see myself achieving targets it’s a weight lifted. Highly recommend Reviewed on: 10th March 2021

Excellent way to save money

I find that this app allows me to be able to save money in an efficient and effective way. It is easy to use and I trust it to save money away in my behalf. Reviewed on: 10th March 2021

Near-effortless way of sequestering surplus funds toward fun projects

Chip has evolved with care and expanded its proposition in the past year, turning this behaviourally-designed app into a powerful ally to otherwise-reluctant savers. Chip's strength was always the astute frictionless method of scooping out surplus funds from day-to-day accounts and squirreling them away for other things - 'enveloping' as some might call it, but now this is supercharged with investment and higher interest versions, the interface has matured and the algorithm is as smart and effective as ever. Since getting on board I have literally saved thousands and been able to treat myself to new clothes, secure car finance with a hefty deposit and get ahead of bills. It's profoundly useful. Reviewed on: 10th March 2021

Easy saving

Very easy way to save, good rates Reviewed on: 10th March 2021

Unrivalled cash interest rates with an excellent user experience

Clear and easy to use platform. Reviewed on: 10th March 2021

Love chip

I’ve been a user of chip for 4 years. I love how easy it is to use and how the gamification elements of the app such as saving streaks. It encourages you to save more, since joining I’ve saved far more than I would have expected. Love Chip! Reviewed on: 10th March 2021

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Chip: Savings App reviews

76% decrease in 5 star reviews

No new 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Chip: Savings App now

Chip Savings App reviews (18214)

Great way to save without noticing

These guys have made saving so easy

Excellent no fuss savings

Brilliant

Game changer

Excellent way to save money

Near-effortless way of sequestering surplus funds toward fun projects

Easy saving

Unrivalled cash interest rates with an excellent user experience

Love chip

Review Chip: Savings App now

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