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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Brilliant concept - well executed

5
Started with downloading the app and have saved over £6k using their algorithm and not noticed it - was contemplating moving savings as there could be better returns after bonus finishes but they’ve brought in a new product which is generous. Love how easy it is to use and quickly see the benefit. Reviewed on: 10th March 2021

Fab app

5
This app is brilliant , you can save without even realising or manually save larger amounts, it’s flexible & very easy to use. I would highly recommend this. Reviewed on: 10th March 2021

Hassle free savings with new exciting features

5
Been with chip for a while now, quite liked their auto saving ai bot and now their chip+1 super savings account. Interested to see their new exciting features being introduced such as investments and the ease of accessing those from within the savings app and wouldn't be surprised if their ai bot starts running ai driven robo-investments. Reviewed on: 10th March 2021

Excellent and easy to use

5
App is great, simple and encourages saving well. Reviewed on: 10th March 2021

Great app

5
Really easy to set up, market leading interest rates and fantastic customer service. Have for a few people to sign up and they haven't regretted it. Reviewed on: 10th March 2021

Great app with great rates

5
Offers the best rates and a great, easy to use app with additional features such as auto round up and audit savings. Reviewed on: 10th March 2021

Hassle free savings app

5
Been with chip for a while now, quite liked their auto saving ai bot and now their chip+1 super savings account. Interested to see their new exciting features being introduced such as investments and the ease of accessing those from within the savings app and wouldn't be surprised if their ai bot starts running ai driven robo-investments. Reviewed on: 10th March 2021

Fantastic way to save

5
The easiest way to get saving and build a better financial future for yourself. Reviewed on: 10th March 2021

Rates

5
Offering good rates for savers, simple to use and set up. Reviewed on: 10th March 2021

Great

5
With little effort I’ve saved nearly £5k!! Amazing app would highly recommend Reviewed on: 10th March 2021

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