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Chip: Savings App reviews

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4.94
Based on 18,210 reviews, last reviewed 17th Jun 2025
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Latest highest rating:

5

Easy as, with a friendly interface and competitive r... Easy as, with a friendly interface and competitive rates. Chip support also only a few taps away and General understand customer service well! Reviewed on: 17th June 2025
Tom's avatar
Tom

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18210)

Best way to save

5
Such a great way to save. The technology does the work for you based upon your spending and each saving amounts to a what I would easily have spent on lunch out/ a few coffees. Has made me really conscious of my previous spending habits. As I heard about the account through Martin Lewis's MSE email, I am confident in the providers and have already referred a number of family members to look into setting up an account which will earn me a small bonus too. I am amazed how my savings have grown in a very short time. Reviewed on: 10th March 2021
Gill's avatar
Gill

So good

5
Great savings app, been using it for 2 years and saved so much. It takes away the stress of saving as it is done automatically based on what you’re spending. It’s great knowing that I’m saving money without the stress running out of money. Would recommend it to absolutely everyone! Reviewed on: 10th March 2021
ella-bamford1@hotmail.co.uk's avatar
[email protected]

Effortless saving

5
Save without missing it and make your money go further with 1.25% interest?? What’s not to like? Reviewed on: 10th March 2021
Dave's avatar
Dave

Great for easy savings

5
Chip give better savings rates than normal banks and allows you to set the level of saves so money is saved and you don’t even notice. Lots of incentives too. Reviewed on: 10th March 2021
Llaa's avatar
Llaa

Amazing app

5
This app has helped me achieve savings I have never been able too before. Using chip I saved for our amazing holiday to Florida without any stress or worry. The money transfers from my bank account to my chip savings and I don’t even notice it out of my account. Great app and will continue to use abs reach my saving goals Reviewed on: 10th March 2021
Ashleigh Robertson's avatar
Ashleigh Robertson

Painless saving......

5
...... and a good return too, way above any other easy access savings. You don't notice controllable bits of change slipping out of your bank account. And, before you know it, you've saved quite a lot towards whatever goals you've set for yourself in the app. The painless, efficient, fun - and safe - way to save! Reviewed on: 10th March 2021
Richard Hannam's avatar
Richard Hannam

Great way to save without noticing

4
It's a great way to do small saves that eventually stack up, but without interest available yet it's not as profitable as a savings account. Reviewed on: 10th March 2021
Rachel Crossley-Watters's avatar
Rachel Crossley-Watters

These guys have made saving so easy

5
I decided in January 2020 that I needed to open a savings account that was easy to access in an emergency (if something in the house needed replacing, washing machine ect) but that meant I didn’t have to keep on top of it all the time - chip does exactly that. They know when I can save a little or a lot and sort it all out for me. Who knew that a global pandemic was about to hit and these guys have been a great help adjusting everything as I didn’t know if I was going to be earning or not. Finally I’ve never had a bank that actually strive for the customer to get the best rate, they’ve continued to be better, for the consumer and for that I would say they are the number 1 out there. Absolute legends. Reviewed on: 10th March 2021
Natalie 's avatar
Natalie

Excellent no fuss savings

5
A great little bank that makes saving so easy. Takes little bits out of your account automatically so you hardly miss it and keeps you updated with everything that goes in and out of the account. Easy to set up and manage and allows you to personalise the saving a to match your needs. Also let’s you withdraw money quickly if required. Customer service is very quick to respond to queries. Can’t fault them. Have helped me save where previously I couldn’t. Reviewed on: 10th March 2021
rebeccafawthrop@yahoo.co.uk's avatar
[email protected]

Brilliant

5
Brilliant app features. Saved alot of money without feeling like i was missing it. Great service, great app. Brilliant idea Reviewed on: 10th March 2021
Alex's avatar
Alex

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