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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Great savings app

The auto save feature is amazing, small amounts are regularly taken from your bank account and added to your savings. You don't notice the saves have gone and they soon mount up into a decent rainy day fund! The market leading savings rate is also a massive bonus Reviewed on: 10th March 2021

Amazing and Hassle free

Since using Chip I have saved more than I EVER have, I love how it links to my bank and knows how much to save every few days and I don't even miss it!! Reviewed on: 10th March 2021

Best Rates and great interface

I enjoy experimenting with how to make the most of my money, and chip has been one of the recent highlights in helping me to have some return from the savings I've built up over lockdown. Their smart agent that is able to track 'spare' money from my main bank account to move across at market leading rates into chip, while giving me complete control of how aggressively it collects these amounts. It looks like they have a lot of extra innovation on the horizon and customer support and community has been great, so I look forward to seeing where they go in the future. Reviewed on: 10th March 2021

Amazing

This app has allowed me to save, pay off my debt and build up a house deposit. All while working away in the background to see what I can afford each save. Reviewed on: 10th March 2021

Best product on the market

Chip is really easy to use and allows me to integrate my other bank accounts. The rates are the best I’ve seen in a long time. Reviewed on: 10th March 2021

Innovative and useful savings app

Highly recommend this savings app. Have been using it for several years and it's been the best saver. With all the new updates coming I will be using it for years more. Reviewed on: 10th March 2021

Best app on my phone

I'm a minimum wage earner and while I've never been terrible at saving, I will often prioritise the here and now instead of long term goals. I used to feel like the only way to save was huge chunks of money but thanks to chip I've managed to save thousands, by putting money away little and often, which I never could have done on my own. It's so easy to use and I love that I don't need to 'DECIDE' to save, and I would genuinely recommend it to anyone. Any issues with teething problems have also been wonderfully dealt with by the customer service. Every person I've interacted with has been extremely helpful. Reviewed on: 10th March 2021

Surprising Savings!

I setup Chip over a year ago now and to date it has helped me save thousands of pounds by regularly making small savings from my current account. Without this I would have either have ended up spending the money or using up extra time on managing savings. Reviewed on: 10th March 2021

Saved thousands

I've never been good at saving. Since I got chip I've somehow managed to put away literally thousands without even realising of feeling any sort of pinch when it comes to my spending. I think this app is incredible! Reviewed on: 10th March 2021

Brilliant

I’ve saved over £6000 without chip I wouldn’t of thought I could save this much. But it does the hard work and saves what it knows you can afford! It’s brilliant Reviewed on: 10th March 2021

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