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Chip: Savings App reviews

Name: Savings App
Rating: 4.93 (18214 reviews)

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4.94

Based on 18,214 reviews, last reviewed 5th Sep 2025

76% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The Chip app couldn't be easier. The Chip app couldn't be easier. The rates and communivcation are great as is the customer service. Reviewed on: 5th September 2025

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18214)

Chip has change my way of saving forever

I first was told about this from a group of my friends, it was so easy to join and how they take little bits of money out for my savings I love it. It has changed my way of saving and Chip has the highest savings rate too, they actually care to provide the best service I love it! If they don’t win these awards so be it, they have won my friends hearts and minds in how we save for the future ! Reviewed on: 10th March 2021

Easy save

Great service and easy to use savings app that works in the background and develops a good savings habit. Reviewed on: 10th March 2021

Easy to navigate, great support.

Chip’s auto save feature is great and the fact you can alter how much the app auto saves for you is really good. The app itself is laid out very well and easy to navigate, the support is really good too and they reply promptly and in detail. Reviewed on: 10th March 2021

Easy and unnoticeable

I have loved saving with chip. Its helped to teach me to save and the difference in having a little rainy day stash when things go wrong Reviewed on: 10th March 2021

Best way to save

Such a great way to save. The technology does the work for you based upon your spending and each saving amounts to a what I would easily have spent on lunch out/ a few coffees. Has made me really conscious of my previous spending habits. As I heard about the account through Martin Lewis's MSE email, I am confident in the providers and have already referred a number of family members to look into setting up an account which will earn me a small bonus too. I am amazed how my savings have grown in a very short time. Reviewed on: 10th March 2021

So good

Great savings app, been using it for 2 years and saved so much. It takes away the stress of saving as it is done automatically based on what you’re spending. It’s great knowing that I’m saving money without the stress running out of money. Would recommend it to absolutely everyone! Reviewed on: 10th March 2021

Effortless saving

Save without missing it and make your money go further with 1.25% interest?? What’s not to like? Reviewed on: 10th March 2021

Great for easy savings

Chip give better savings rates than normal banks and allows you to set the level of saves so money is saved and you don’t even notice. Lots of incentives too. Reviewed on: 10th March 2021

Amazing app

This app has helped me achieve savings I have never been able too before. Using chip I saved for our amazing holiday to Florida without any stress or worry. The money transfers from my bank account to my chip savings and I don’t even notice it out of my account. Great app and will continue to use abs reach my saving goals Reviewed on: 10th March 2021

Painless saving......

...... and a good return too, way above any other easy access savings. You don't notice controllable bits of change slipping out of your bank account. And, before you know it, you've saved quite a lot towards whatever goals you've set for yourself in the app. The painless, efficient, fun - and safe - way to save! Reviewed on: 10th March 2021

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Chip: Savings App reviews

76% decrease in 5 star reviews

No new 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Chip: Savings App now

Chip Savings App reviews (18214)

Chip has change my way of saving forever

Easy save

Easy to navigate, great support.

Easy and unnoticeable

Best way to save

So good

Effortless saving

Great for easy savings

Amazing app

Painless saving......

Review Chip: Savings App now

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