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Chip: Savings App reviews

4.94
Based on 18,214 reviews, last reviewed 5th Sep 2025
76% decrease in 5 star reviews
in the past 90 days
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Latest highest rating:

5

The Chip app couldn't be easier. The Chip app couldn't be easier. The rates and communivcation are great as is the customer service. Reviewed on: 5th September 2025
Chris Johnson's avatar
Chris Johnson

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18214)

Easy to use, easy to save

5
The chip app makes putting money away into savings easy. It does it automatically and the app is simple to use. Reviewed on: 10th March 2021

Making saving easy

5
Simple app that makes it incredibly easy to save. Offers great service, friendly and accessible communication, good rates of interest. Helped me to build up a nice little nest egg without even feeling like i was doing anything. so happy to have discovered this app. Reviewed on: 10th March 2021

Awesome app

5
Really awesome and intuitive app. Reviewed on: 10th March 2021

Easy

5
Easy and stress free. Saving small amounts regularly without noticing Reviewed on: 10th March 2021

Market leading rate and clever AI for saving

5
The market leading rate is the most attractive for me but the AI to help you save little and often is also very good. My interaction with customer service has been great and I have recommended the savings app to my lived ones to also benefit from Reviewed on: 10th March 2021

The ease of use of the app and a decent interest rate

5
I love Chip! It's easy to use. I save more and it makes it more fun. I spend less because I get a little kick out of pressing deposit on the app. Even if it's only £1. They are continuously improving. I have invested in the company too. I'm so excited to see what they will bring out next. I wish them every success for the future. If they do well, I do well! Reviewed on: 10th March 2021

Best savings rate with east access

5
Easy to open account, great returns and easy access. All easy sums it up. Reviewed on: 10th March 2021

Saving made simple, quick and easy

5
I've been using chip for several years now - the product is so simple to use, it's helped me saved towards a wedding and a honeymoon so easily i didn't even know it was happening. the app is continually being refined and made more intuitive too. the online support is brilliant and very quick to respond and fix issues if/when they come up. Can't recommend Chip enough for painless way to save!! Reviewed on: 10th March 2021

Beats the banks interest rates

5
Great way to save, better interest rates than the big banks and a super easy app to use! Recommend to all! Reviewed on: 10th March 2021

No fuss saving

5
I’ve been loving Chip and Chip+1 so far. Saving has never been easier! Reviewed on: 10th March 2021

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