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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Great app with great rates

Offers the best rates and a great, easy to use app with additional features such as auto round up and audit savings. Reviewed on: 10th March 2021

Hassle free savings app

Been with chip for a while now, quite liked their auto saving ai bot and now their chip+1 super savings account. Interested to see their new exciting features being introduced such as investments and the ease of accessing those from within the savings app and wouldn't be surprised if their ai bot starts running ai driven robo-investments. Reviewed on: 10th March 2021

Fantastic way to save

The easiest way to get saving and build a better financial future for yourself. Reviewed on: 10th March 2021

Rates

Offering good rates for savers, simple to use and set up. Reviewed on: 10th March 2021

Great

With little effort I’ve saved nearly £5k!! Amazing app would highly recommend Reviewed on: 10th March 2021

The savings app that just keeps getting better

I've been a chip user and 1st time investor for 3 years now. And it's been a joy. The app has wider importance in training young people how to save as well as now providing competitive interest rates to maximize those savings. Reviewed on: 10th March 2021

Very good

The app is easy to use and the interest rate is better than you'll get elsewhere. Reviewed on: 10th March 2021

Subconscious saving

This is just what I’ve been looking for - a savings app that does the hard work for me so I don’t have to remember to save. Before I new it I’d saved £300 without even noticing. Brilliant Reviewed on: 10th March 2021

hassle free

hassle free saving app with decent interest rates! Reviewed on: 10th March 2021

Game changer to saving

I’ve been using chip for a few years and it has allowed me save pockets of change virtually. A little and often has added up to game changing amounts for me. It’s easy to access the funds when I need to and the small amounts weekly it saves on my behalf I hardly notice. Reviewed on: 10th March 2021

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