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Chip: Savings App reviews

4.94
Based on 18,210 reviews, last reviewed 17th Jun 2025
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Latest highest rating:

5

Easy as, with a friendly interface and competitive r... Easy as, with a friendly interface and competitive rates. Chip support also only a few taps away and General understand customer service well! Reviewed on: 17th June 2025
Tom's avatar
Tom

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18210)

Market leading rate and clever AI for saving

5
The market leading rate is the most attractive for me but the AI to help you save little and often is also very good. My interaction with customer service has been great and I have recommended the savings app to my lived ones to also benefit from Reviewed on: 10th March 2021

The ease of use of the app and a decent interest rate

5
I love Chip! It's easy to use. I save more and it makes it more fun. I spend less because I get a little kick out of pressing deposit on the app. Even if it's only £1. They are continuously improving. I have invested in the company too. I'm so excited to see what they will bring out next. I wish them every success for the future. If they do well, I do well! Reviewed on: 10th March 2021

Best savings rate with east access

5
Easy to open account, great returns and easy access. All easy sums it up. Reviewed on: 10th March 2021

Saving made simple, quick and easy

5
I've been using chip for several years now - the product is so simple to use, it's helped me saved towards a wedding and a honeymoon so easily i didn't even know it was happening. the app is continually being refined and made more intuitive too. the online support is brilliant and very quick to respond and fix issues if/when they come up. Can't recommend Chip enough for painless way to save!! Reviewed on: 10th March 2021

Beats the banks interest rates

5
Great way to save, better interest rates than the big banks and a super easy app to use! Recommend to all! Reviewed on: 10th March 2021

No fuss saving

5
I’ve been loving Chip and Chip+1 so far. Saving has never been easier! Reviewed on: 10th March 2021

Chip has change my way of saving forever

5
I first was told about this from a group of my friends, it was so easy to join and how they take little bits of money out for my savings I love it. It has changed my way of saving and Chip has the highest savings rate too, they actually care to provide the best service I love it! If they don’t win these awards so be it, they have won my friends hearts and minds in how we save for the future ! Reviewed on: 10th March 2021

Easy save

4
Great service and easy to use savings app that works in the background and develops a good savings habit. Reviewed on: 10th March 2021

Easy to navigate, great support.

5
Chip’s auto save feature is great and the fact you can alter how much the app auto saves for you is really good. The app itself is laid out very well and easy to navigate, the support is really good too and they reply promptly and in detail. Reviewed on: 10th March 2021

Easy and unnoticeable

5
I have loved saving with chip. Its helped to teach me to save and the difference in having a little rainy day stash when things go wrong Reviewed on: 10th March 2021

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