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Chip: Savings App reviews

View other Chip products
4.94
Based on 18,214 reviews, last reviewed 5th Sep 2025
76% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
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5%
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Latest highest rating:

5

The Chip app couldn't be easier. The Chip app couldn't be easier. The rates and communivcation are great as is the customer service. Reviewed on: 5th September 2025
Chris Johnson's avatar
Chris Johnson

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18214)

Easy savings app

5
Really easy savings app, that doesn’t require any additional thought past signing up & hey presto you’re automatically saving. Great stuff, love it. Reviewed on: 10th March 2021
Alison's avatar
Alison

Chip just great

5
Great app just quietly chips away giving you a great savings nest egg of money Reviewed on: 10th March 2021
Shaun's avatar
Shaun

GREAT WAY TO SAVE WITHOUT DOING ANYTHING!

5
My aunt used to always say put away £25 a month and it will add up - I wished I kept with it! CHIP has become my new aunty and love it. As it is separate from my other banking apps, the money that I have saved there is always a nice little surprise. Thank you! Reviewed on: 10th March 2021
Rizwana's avatar
Rizwana

Easy to use

5
Simple to use, clear communication and great savings to be made. Reviewed on: 10th March 2021
Harriet M's avatar
Harriet M

Great interest rates

4
Nice way to store savings and earn good interest Reviewed on: 10th March 2021
Aiden's avatar
Aiden

Awesome

5
Easy saving experience just set up and away you go! Reviewed on: 10th March 2021
Mike's avatar
Mike

Great app

5
Really enjoy the product, the interest rates and am excited for the introduction of investments Reviewed on: 10th March 2021
Hal's avatar
Hal

Excellent product, user friendly app

4
saved a lot by using app and as a result i decided to became a shareholder as i support their aims Reviewed on: 10th March 2021
Jeffrey Smith's avatar
Jeffrey Smith

Effortless way to save

5
The company have led the way when it comes to disrupting the savings market. Reviewed on: 10th March 2021
markgoldencross's avatar
markgoldencross

Best interest rate

5
The 1.25% interest rate is market leading, even though it’s only on up to £2,000 with the Lite plan it makes a big difference to me as I don’t have big savings due to paying most of my money into the mortgage. I appreciate the Lite plan option because I am very aware of my finances and make use of a range of accounts to optimise my spending so I wouldn’t want to relinquish control with the auto saving option. Reviewed on: 10th March 2021
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Anon0

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