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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Efficient website

4
Good service and easy to follow,procedures Reviewed on: 10th March 2021

An easy tool for regular saving that you don't even notice

5
An easy tool for regular saving that you don't even notice. Nice perk is also the quite good 1.25% interest rate on your savings. Reviewed on: 10th March 2021

Makes it so easy to save

5
Over the years, living in London,I found it impossible to force myself to save This app has made it so subtle and easy to build up some savings for the first time in years. And the built in customer service is great! Reviewed on: 10th March 2021

Handy and friendly

5
Chip helped to save me thousands of pounds by sneaking it off my bank account, which I love! Even better is their easy access savings account with great returns. Nice to know I can access my money and earn on it too. Reviewed on: 10th March 2021

Decent savings app

3
I use them to save up. They have a decent interest rate. Would like to see how they develop in coking years. Reviewed on: 10th March 2021

Amazing!

5
Love the auto save feature! Gets me motivated to put the small amounts away Reviewed on: 10th March 2021

Best saving method

5
During years, this app allow me to save a lot. Definitely the best Reviewed on: 10th March 2021

Better than average interest rate

4
The app is relatively easy to use, although some better instruction at the start would have been useful. And a decent interest rate. Reviewed on: 10th March 2021

Brilliant if you understand what is happening

4
Great savings with flexibility. Need to be aware how to turn it off or adjust auto saving Reviewed on: 10th March 2021

Easy to save with excellent bonus rate

5
This is an easy to setup and use savings app with a market beating bonus rate Reviewed on: 10th March 2021

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