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Chip: Savings App reviews

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4.94
Based on 18,210 reviews, last reviewed 17th Jun 2025
100% decrease in 5 star reviews
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100% decrease in 1 star reviews
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Latest highest rating:

5

Easy as, with a friendly interface and competitive r... Easy as, with a friendly interface and competitive rates. Chip support also only a few taps away and General understand customer service well! Reviewed on: 17th June 2025
Tom's avatar
Tom

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18210)

Great interest rates

4
Nice way to store savings and earn good interest Reviewed on: 10th March 2021
Aiden's avatar
Aiden

Awesome

5
Easy saving experience just set up and away you go! Reviewed on: 10th March 2021
Mike's avatar
Mike

Great app

5
Really enjoy the product, the interest rates and am excited for the introduction of investments Reviewed on: 10th March 2021
Hal's avatar
Hal

Excellent product, user friendly app

4
saved a lot by using app and as a result i decided to became a shareholder as i support their aims Reviewed on: 10th March 2021
Jeffrey Smith's avatar
Jeffrey Smith

Effortless way to save

5
The company have led the way when it comes to disrupting the savings market. Reviewed on: 10th March 2021
markgoldencross's avatar
markgoldencross

Best interest rate

5
The 1.25% interest rate is market leading, even though it’s only on up to £2,000 with the Lite plan it makes a big difference to me as I don’t have big savings due to paying most of my money into the mortgage. I appreciate the Lite plan option because I am very aware of my finances and make use of a range of accounts to optimise my spending so I wouldn’t want to relinquish control with the auto saving option. Reviewed on: 10th March 2021
Anon0's avatar
Anon0

simple intuitive app - excellent rate

5
Very easy to setup savings app - simple clear app Good savings bonus rate Reviewed on: 10th March 2021
Rob's avatar
Rob

Easy, flexible and money saving

5
I find the Chip app really helpful to make savings according to my preferences, which can change whenever I need them to. It makes saving automatic and easy. I never realised how much regular saving I could make until I got the Chip app. Reviewed on: 10th March 2021
Andy's avatar
Andy

Making savings easy.

5
Chip have created a product that makes savings incredibly simple. While providing the user with lots of control, the app 'just works' in the background all the time never being too aggressive (with saving suggestions). Reviewed on: 10th March 2021
Colin's avatar
Colin

Savings wizards

5
Just an amazing bit of tech wizardry that makes saving totally painless and zero maintenance, but delivers such an impact when you check your balance and see how much you've saved Reviewed on: 10th March 2021
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Drew Ritchie

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