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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Amazing!

Love the auto save feature! Gets me motivated to put the small amounts away Reviewed on: 10th March 2021

Best saving method

During years, this app allow me to save a lot. Definitely the best Reviewed on: 10th March 2021

Better than average interest rate

The app is relatively easy to use, although some better instruction at the start would have been useful. And a decent interest rate. Reviewed on: 10th March 2021

Brilliant if you understand what is happening

Great savings with flexibility. Need to be aware how to turn it off or adjust auto saving Reviewed on: 10th March 2021

Easy to save with excellent bonus rate

This is an easy to setup and use savings app with a market beating bonus rate Reviewed on: 10th March 2021

Absolutely worth having

Chip has been a really good savings tool. In today’s economy, Chip is one of the best saving & interest modes there is. Would recommend to anyone. Reviewed on: 10th March 2021

Super easy savings

Chuffed with Chip. Couldn't be easier to set up and save, and the rate is great! Reviewed on: 10th March 2021

Excellent

Very easy to use saving money without even realising! Reviewed on: 10th March 2021

For the first time, saving is now easy for me

Chip is amazing because of its simplicity. Working out how much I can afford to save and then stashing that much away without me needing to do anything. Dialling up or down the save level is also a great feature. It doesn't feel like a financial product which makes it super accessible and user-friendly. I have saved more in the last year than I have for the rest of my life. It's awesome. Reviewed on: 10th March 2021

Easy to use and save and a trusted investment!

I've been using chip for several years and it has made saving easy and effective. They have also offered great interest and amazing offers / opportunities! Reviewed on: 10th March 2021

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