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Chip: Savings App reviews

4.94
Based on 18,214 reviews, last reviewed 5th Sep 2025
76% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

The Chip app couldn't be easier. The Chip app couldn't be easier. The rates and communivcation are great as is the customer service. Reviewed on: 5th September 2025
Chris Johnson's avatar
Chris Johnson

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18214)

Saving made easy

5
Chip could not be easier to use and understand. Perfect for those who are not great at budget management as well as more organised savers. I have invited a number of friends to use chip and they have all loved it. Reviewed on: 10th March 2021

The new way to manage your money

5
Chip is an easy and innovative way to manage your money. The app is user friendly, with the customer at the heart of the design. Reviewed on: 10th March 2021

Innovation at its best

5
Quick and easy to set up, great innovative product to encourage saving which is very important, market leading interest rate, intuitive and straight forward app delivering what it promises! Reviewed on: 10th March 2021

Savings? Me?

5
I've never been a saver. Let me rephrase that- I've never been able to save. Until chip. It really has made saving a considerable sum of money easy. Reviewed on: 10th March 2021

Great way to save

5
I’ve never been great at putting money away in savings but came across chip. Since signing up the app automatically puts funds away and now I have £4000 squirrelled away. I recommend. Reviewed on: 10th March 2021

great app, easy to set up and use

5
I love this app, it was easy to set up and connect with my bank and I just leave the app to automatically save. It has been a great way to help me save money where I may have otherwise spent the money on pointless things. Reviewed on: 10th March 2021

Easy Way To Save

5
This is a great app. So easy to save without realising it and even easier over the lockdown periods as more money being saved plus the added benefit of a keen interest rate on +1 accounts. Reviewed on: 10th March 2021

Really good

4
Really good app and super easy to use. Really helped make it easy to save money at a time when was saving for a house. Reviewed on: 10th March 2021

I saved 2000 pound in 3 months

5
Great way to determine suitable saving level and I ended up saving a lot more than expected with Chip technology Reviewed on: 10th March 2021

I have saved money I never would have!

4
I have managed to save money over the last 6 months I never would have in the past. Its super easy to use and I have already recommended to lots of friends! Reviewed on: 10th March 2021

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