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Chip: Savings App reviews

4.93
Based on 14,519 reviews, last reviewed 12th Oct 2024
48% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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94%
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6%
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Latest highest rating:

5

Excellent. Excellent. Good returns, easy to use. Reviewed on: 12th October 2024
Tom's avatar
Tom

Latest lowest rating:

2

Lack of privacy When connecting my bank account to CHIP it wants access to my banking transactions for the last few years. This is surely social profiling? Reviewed on: 28th September 2024
Noah Sark's avatar
Noah Sark

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

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Chip Savings App reviews (14519)

Great savings app

5
Massively helped me get into saving money when I used to spend as soon as I got paid Reviewed on: 14th November 2018

Automated savings you can afford

4
I love how Chip's algorithms know how much I can afford to save and slowly builds up without me noticing, I earn interest too. It has a dedicated app, which is great and feels very secure. Reviewed on: 14th November 2018

The little saves really add up

5
Chip is fantastic, its A regular little saving that makes a big difference and all automatic. Managed to save over £1000 a year just from it putting away £10-£20 here and there depend on how much is in my current account, Can’t recommend enough! Reviewed on: 14th November 2018

Amazing Results

5
I have always struggled to save money but finding Chip has totally transformed that. The app is super simple to use and I have all the info I need at my fingertips. I now have a little chunk of money saved up and I didn't even notice it had gone! Recommend to anyone that struggles to put money aside each month for a rainy day! Reviewed on: 14th November 2018

The Future of Banking

5
Designed to get the best value for money on your savings. Automatic withdrawals that you can afford into an account offering the potential of 5% interest growth! Who wouldn’t want to get that kind of return on their investment. The future of community lending to helps those in debt, those paying extortionate loan rates and others unable to make savings. Reviewed on: 14th November 2018

Saving for non-savers

5
I’ve always struggled to save meaningful amounts in the past but with Chip I’ve managed to save plenty without even noticing. The automatic saves make it easy to squirrel away amounts you never knew you’d be able to save, without affecting your normal spending habits. A definite recommendation. Reviewed on: 14th November 2018

I just love chip

5
The app that allows you to save money you didn't know you had. Just love it. The small pockets of money it takes aren't missed by me and have totalled thousands in just a year. If the money was to remain in my current account I'd just spend it on takeway coffees and such. Chip is the future and I'm so pleased to be part of it Reviewed on: 14th November 2018

Chip is the easiest savings app to use

5
Chip is so easy to use it saves your money without really noticing it going. And from next year you can earn loads of interest on your money. Better than a normal savings account Reviewed on: 14th November 2018

Amazing app

5
I been using it for nearly a year now and it's an amazing app for saving those extra pennies :) Reviewed on: 14th November 2018

I used to be really appalling at saving until I installed chip to my phone

5
Well what can I say? my history of trying to save has been little to none existent until I came across chip and in three months I managed to save £300 without even noticing any impact to my bank balance. We all have urges to save for a rainy day and for one reason or another that never happens, well chip looks at your financials intelligently and works out how much you can save notifying you when you are about to make a saving. Of course you can also cancel this action so there is absolutely no commitment, charge etc. to save all the time. Wish this had been around years ago. Reviewed on: 14th November 2018

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