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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Great Rate & Easy to use App

Good interest rate on the Chip+1 account which is easy to sign up for between you and a partner/friend. Also investment options from BlackRock going live soon, make this a top tier savings app. Reviewed on: 10th March 2021

The best way to get extra savings without even noticing it!

It's an easy way to save a bit extra without effort and without even noticing it! it's a great idea and a great app Reviewed on: 10th March 2021

Top product

Excellent product that makes saving really easy and intuitive Reviewed on: 10th March 2021

Saving without noticing it!

Love this Chip app - aside from the fact that it is giving the best return on saving up to £5k at the moment, it’s a smart, simple and painless way to stealthily build up your savings bit by bit, almost without noticing. The clever app, linked to your current account, tracks your spending patterns and then squirrels away a relevant (and manageable) cash amount into your Chip account. It’s ridiculously easy to build up a savings pot, and almost not even feel it. You can also make your own deposits too. Love it. Reviewed on: 10th March 2021

Best interest and easy to use app

Started using this app a few months ago and it is so easy to use Reviewed on: 10th March 2021

You Don't Even Notice You Are Saving!

The auto saving algorithm automatically saves a small amount every few days which you don't notice. But after a few months, it really builds up. Reviewed on: 10th March 2021

Too Easy!

My one regret is that I didn’t start using Chip earlier. A few details given and then they essentially do the rest. I’m well on my way to hitting my savings goals and they make it even easier to save by allowing you to change levels of payments which are taken by their AI, and manual saves. Reviewed on: 10th March 2021

Excellent APP must have!

Quick, easy and saves you money that you don’t feel!! Highly recommend! Reviewed on: 10th March 2021

Excellent service

Great people working on an amazing platform. Reviewed on: 10th March 2021

Simple and easy saving

Chip is a great app. I love the AI savings feature and one of the best interest rates going at the moment! Reviewed on: 10th March 2021

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