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Chip: Savings app reviews

View other Chip products
4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

An easy way to save

5
I love this app! The automatic saving AI means I easily save so much more than I normally would. Plus the interest rate is really good. The app is easy to use too Reviewed on: 10th March 2021
Sarah Johnson's avatar
Sarah Johnson

An excellent saver

5
Chip is excellent at achieving and exceeding my savings goal, I reached my savings target within 3 months without noticing the amounts it was saving. Highly recommended. Reviewed on: 10th March 2021
Jon's avatar
Jon

Relatively high interest.

4
Highest interest rates available, but requires referral from friend. Reviewed on: 10th March 2021
mayesjohn@rocketmail.com's avatar
[email protected]

Great rates and good service

5
I have been with chip for a while and I found I have saved more with them in the last 12 months than I have ever done before, the clever algorithm makes it effortless and the constant improvements to their product and services is inspiring, can't fault them! Reviewed on: 10th March 2021
Toru Tsuzaki's avatar
Toru Tsuzaki

Saving without thinking

5
Like most people, to actually do something firstly I have to think about doing it and secondly I have to remember to do it! Chip takes this responsibility away - does it for you automatically. You can set saving goals up, pay day savings and lots more but I just use the automatic savings linked to my main bank account. Savings mount up quickly without really noticing Reviewed on: 10th March 2021
Denise's avatar
Denise

If you do one new thing today, DOWNLOAD CHIP!

5
Chip has offered me a simple, straightforward, and flexible means of saving for those rainy days, as available in App form. I really recommend this Saving App to everyone - get that 1.25% and recommend a friend! Reviewed on: 10th March 2021
L.J's avatar
L.J

Great way to save without thinking

5
Automatic saving is a great idea and a wonderful way of building your savings without really trying. Reviewed on: 10th March 2021
Chris's avatar
Chris

Great way to save

5
This app means I have extra money saved that I didn’t realise and don’t notice, which is excellent for a rainy day or extra bills. Great customer service too Reviewed on: 10th March 2021
Sarah 's avatar
Sarah

Easy savings

5
Chip’s app makes automatic savings for me based on percentage I have control over and will not miss. The app is also super easy to navigate. It makes saving super easy. Reviewed on: 10th March 2021
HazelBS's avatar
HazelBS

Fantastic savings app, save money without noticing

5
Wonderful app that looks at your spending habits and calculates what you can save with noticing. Really looking forward to upcoming enhancements that will enable savers to invest and generate great returns Reviewed on: 10th March 2021
Tom's avatar
Tom

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