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Chip: Savings App reviews

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4.94
Based on 18,214 reviews, last reviewed 5th Sep 2025
76% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

The Chip app couldn't be easier. The Chip app couldn't be easier. The rates and communivcation are great as is the customer service. Reviewed on: 5th September 2025
Chris Johnson's avatar
Chris Johnson

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18214)

Automatic saving to best rate

5
Chip seems sensitive enough to modify the savings amount in accordance with my fluctuating current account. Great UI in app to navigate and understand progress. Also good notification strategy to prompt and nudge me for changing rates and advice on whats best for me... Reviewed on: 10th March 2021
damien holliday's avatar
damien holliday

Easy way to save meney

5
Easy to set up and the automatic saving feature is great Reviewed on: 10th March 2021
Eric Viljoen's avatar
Eric Viljoen

great market disrupting concept

5
great market disrupting concept that ultimately helps consumers manage their finances and savings Reviewed on: 10th March 2021
Stephen 's avatar
Stephen

Easiest way to save

5
For the first time ever, I have savings! Fantastic intuitive app! Reviewed on: 10th March 2021
1983cpp's avatar
1983cpp

Savings Made Easy

5
Before Chip I never saved a penny. Now with Chip I have a flexible automatic system that allows me to save without even thinking about it. And the market-leading interest rates and upcoming investment features are a massive bonus - have shared the app widely with my group of friends Reviewed on: 10th March 2021
midnightz's avatar
midnightz

Easy access and market leading rate

5
I found the app easy to use and is really handy for those wanting to be encouraged to save. I love the market leading rate and did recommend to a friend. Reviewed on: 10th March 2021
David's avatar
David

Best savings app in the market today

5
So easy to setup and use. Just link bank account in a few taps; set up how you want to save and thats it! Chip does all the rest without any hassle. Love it. Reviewed on: 10th March 2021
Mustan's avatar
Mustan

Great App and Good Savings Rate

5
I have used chip for a few years and it works great Reviewed on: 10th March 2021
Peter's avatar
Peter

Saving at your fingertips

5
Downloaded after recommendation from Martin Lewis and haven’t looked back. Saving without even knowing it. Great interest rates too. The wedding suddenly is looking a lot more affordable!! Reviewed on: 10th March 2021
Dan Hamer's avatar
Dan Hamer

A no brainer

5
Very easy to set up, giving a market-leading return. Reviewed on: 10th March 2021
Nick Jones's avatar
Nick Jones

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