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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

You Don't Even Notice You Are Saving!

The auto saving algorithm automatically saves a small amount every few days which you don't notice. But after a few months, it really builds up. Reviewed on: 10th March 2021

Too Easy!

My one regret is that I didn’t start using Chip earlier. A few details given and then they essentially do the rest. I’m well on my way to hitting my savings goals and they make it even easier to save by allowing you to change levels of payments which are taken by their AI, and manual saves. Reviewed on: 10th March 2021

Excellent APP must have!

Quick, easy and saves you money that you don’t feel!! Highly recommend! Reviewed on: 10th March 2021

Excellent service

Great people working on an amazing platform. Reviewed on: 10th March 2021

Simple and easy saving

Chip is a great app. I love the AI savings feature and one of the best interest rates going at the moment! Reviewed on: 10th March 2021

Efficient website

Good service and easy to follow,procedures Reviewed on: 10th March 2021

An easy tool for regular saving that you don't even notice

An easy tool for regular saving that you don't even notice. Nice perk is also the quite good 1.25% interest rate on your savings. Reviewed on: 10th March 2021

Makes it so easy to save

Over the years, living in London,I found it impossible to force myself to save This app has made it so subtle and easy to build up some savings for the first time in years. And the built in customer service is great! Reviewed on: 10th March 2021

Handy and friendly

Chip helped to save me thousands of pounds by sneaking it off my bank account, which I love! Even better is their easy access savings account with great returns. Nice to know I can access my money and earn on it too. Reviewed on: 10th March 2021

Decent savings app

I use them to save up. They have a decent interest rate. Would like to see how they develop in coking years. Reviewed on: 10th March 2021

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