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Chip: Savings App reviews

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4.94
Based on 18,210 reviews, last reviewed 17th Jun 2025
99% decrease in 5 star reviews
in the past 90 days
80% decrease in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Easy as, with a friendly interface and competitive r... Easy as, with a friendly interface and competitive rates. Chip support also only a few taps away and General understand customer service well! Reviewed on: 17th June 2025
Tom's avatar
Tom

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18210)

Savings Made Easy

5
Before Chip I never saved a penny. Now with Chip I have a flexible automatic system that allows me to save without even thinking about it. And the market-leading interest rates and upcoming investment features are a massive bonus - have shared the app widely with my group of friends Reviewed on: 10th March 2021
midnightz's avatar
midnightz

Easy access and market leading rate

5
I found the app easy to use and is really handy for those wanting to be encouraged to save. I love the market leading rate and did recommend to a friend. Reviewed on: 10th March 2021
David's avatar
David

Best savings app in the market today

5
So easy to setup and use. Just link bank account in a few taps; set up how you want to save and thats it! Chip does all the rest without any hassle. Love it. Reviewed on: 10th March 2021
Mustan's avatar
Mustan

Great App and Good Savings Rate

5
I have used chip for a few years and it works great Reviewed on: 10th March 2021
Peter's avatar
Peter

Saving at your fingertips

5
Downloaded after recommendation from Martin Lewis and haven’t looked back. Saving without even knowing it. Great interest rates too. The wedding suddenly is looking a lot more affordable!! Reviewed on: 10th March 2021
Dan Hamer's avatar
Dan Hamer

A no brainer

5
Very easy to set up, giving a market-leading return. Reviewed on: 10th March 2021
Nick Jones's avatar
Nick Jones

Saving made easy

5
Chip could not be easier to use and understand. Perfect for those who are not great at budget management as well as more organised savers. I have invited a number of friends to use chip and they have all loved it. Reviewed on: 10th March 2021
Ian Allcock's avatar
Ian Allcock

The new way to manage your money

5
Chip is an easy and innovative way to manage your money. The app is user friendly, with the customer at the heart of the design. Reviewed on: 10th March 2021
LC's avatar
LC

Innovation at its best

5
Quick and easy to set up, great innovative product to encourage saving which is very important, market leading interest rate, intuitive and straight forward app delivering what it promises! Reviewed on: 10th March 2021
Joe's avatar
Joe

Savings? Me?

5
I've never been a saver. Let me rephrase that- I've never been able to save. Until chip. It really has made saving a considerable sum of money easy. Reviewed on: 10th March 2021
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Kelly Tremlett

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