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Chip: Savings App reviews

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4.94
Based on 18,214 reviews, last reviewed 5th Sep 2025
76% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
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5%
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Latest highest rating:

5

The Chip app couldn't be easier. The Chip app couldn't be easier. The rates and communivcation are great as is the customer service. Reviewed on: 5th September 2025
Chris Johnson's avatar
Chris Johnson

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18214)

Simple Savings

5
It’s savings on autopilot. No longer do I need to worry about putting savings aside, this app does it for me - it’s simple savings. Reviewed on: 10th March 2021
DaveW's avatar
DaveW

Game changing approach to savings

5
Chip has revolutionised the way I approach personal savings with no hassle automated approach that means I save more regularly when it knows I can afford it but at the same time keeps me in control. The market beating bonus / interest payment of 1.25% is an added attraction that significantly exceeds the tiny basic monthly admin fee that the app charges you to use. Reviewed on: 10th March 2021
Ben thacker's avatar
Ben thacker

Brilliant

5
This app has changed my life I have saved thousands I really used to struggle to save anything in the past it’s a great app Reviewed on: 10th March 2021
Nothanks's avatar
Nothanks

Very useful app

5
Chip is a great way to save money without even realising it. It has helped me save towards my first house, something I had struggled to do. Reviewed on: 10th March 2021
Adam's avatar
Adam

Fantastic savings app

5
I love this app, the auto save feature works brilliantly, just ticks away in the background putting a little bit of money away every few days, great for passive savings. That coupled with their 1.25% interest on their bonus account makes it a no brainer for somewhere to stash a nice little rainy day fund. I'm also very much looking forward the their imminent launch of their investors account. As someone who found this app way back when it first started (i was around the 1300 saver) and seeing the steady progress they've made icant rate this app highly enough. Reviewed on: 10th March 2021
Wbi's avatar
Wbi

Saving made easy

5
Chip compels you to keep an active eye on saving - managing the process is simple & straightforward via the Chip app which leaves you in complete control of what you save. Reviewed on: 10th March 2021
Oxon's avatar
Oxon

Easiest thing ever!

5
I've always struggled to save money but with Chip it's a breeze! Just set up the app, which takes minutes, and leave it to it. Before you know it you'll have saved more than you think Reviewed on: 10th March 2021
James Crosthwaite's avatar
James Crosthwaite

Must have, do not miss out!

5
Chip is an absolute must have if you’re new to saving or you already have something put away elsewhere. If you’re new to it and need the motivation to start the automatic saving features are fully customisable and can help you save without even thinking about it. If you already have savings, why not just make the most of the higher interest rate, what you can earn in the first payment is substantially higher than high street banks payout. I’ve recommended this to and invited my friends and family to join. This shouldn’t be passed up on. Reviewed on: 10th March 2021
Jake 's avatar
Jake

Makes saving easy!

5
Payday put away means money is saved without noticing it and the colourful, user friendly app makes it easy to set goals and keep track of your finances. Reviewed on: 10th March 2021
Linzi's avatar
Linzi

Amazing savings app.

5
It’s the best savings app with an interest rate better then all the leading banks and it’s FREE!! Reviewed on: 10th March 2021
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Othomaso

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