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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

If you do one new thing today, DOWNLOAD CHIP!

Chip has offered me a simple, straightforward, and flexible means of saving for those rainy days, as available in App form. I really recommend this Saving App to everyone - get that 1.25% and recommend a friend! Reviewed on: 10th March 2021

Great way to save without thinking

Automatic saving is a great idea and a wonderful way of building your savings without really trying. Reviewed on: 10th March 2021

Great way to save

This app means I have extra money saved that I didn’t realise and don’t notice, which is excellent for a rainy day or extra bills. Great customer service too Reviewed on: 10th March 2021

Easy savings

Chip’s app makes automatic savings for me based on percentage I have control over and will not miss. The app is also super easy to navigate. It makes saving super easy. Reviewed on: 10th March 2021

Fantastic savings app, save money without noticing

Wonderful app that looks at your spending habits and calculates what you can save with noticing. Really looking forward to upcoming enhancements that will enable savers to invest and generate great returns Reviewed on: 10th March 2021

Great Rate & Easy to use App

Good interest rate on the Chip+1 account which is easy to sign up for between you and a partner/friend. Also investment options from BlackRock going live soon, make this a top tier savings app. Reviewed on: 10th March 2021

The best way to get extra savings without even noticing it!

It's an easy way to save a bit extra without effort and without even noticing it! it's a great idea and a great app Reviewed on: 10th March 2021

Top product

Excellent product that makes saving really easy and intuitive Reviewed on: 10th March 2021

Saving without noticing it!

Love this Chip app - aside from the fact that it is giving the best return on saving up to £5k at the moment, it’s a smart, simple and painless way to stealthily build up your savings bit by bit, almost without noticing. The clever app, linked to your current account, tracks your spending patterns and then squirrels away a relevant (and manageable) cash amount into your Chip account. It’s ridiculously easy to build up a savings pot, and almost not even feel it. You can also make your own deposits too. Love it. Reviewed on: 10th March 2021

Best interest and easy to use app

Started using this app a few months ago and it is so easy to use Reviewed on: 10th March 2021

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