Smart Money People Logo
Share this page
Link copied

Chip: Savings App reviews

View other Chip products
4.94
Based on 18,210 reviews, last reviewed 17th Jun 2025
99% decrease in 5 star reviews
in the past 90 days
80% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy as, with a friendly interface and competitive r... Easy as, with a friendly interface and competitive rates. Chip support also only a few taps away and General understand customer service well! Reviewed on: 17th June 2025
Tom's avatar
Tom

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW
Read all reviews Write a review

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Chip Savings App reviews (18210)

Fantastic savings app

5
I love this app, the auto save feature works brilliantly, just ticks away in the background putting a little bit of money away every few days, great for passive savings. That coupled with their 1.25% interest on their bonus account makes it a no brainer for somewhere to stash a nice little rainy day fund. I'm also very much looking forward the their imminent launch of their investors account. As someone who found this app way back when it first started (i was around the 1300 saver) and seeing the steady progress they've made icant rate this app highly enough. Reviewed on: 10th March 2021
Wbi's avatar
Wbi

Saving made easy

5
Chip compels you to keep an active eye on saving - managing the process is simple & straightforward via the Chip app which leaves you in complete control of what you save. Reviewed on: 10th March 2021
Oxon's avatar
Oxon

Easiest thing ever!

5
I've always struggled to save money but with Chip it's a breeze! Just set up the app, which takes minutes, and leave it to it. Before you know it you'll have saved more than you think Reviewed on: 10th March 2021
James Crosthwaite's avatar
James Crosthwaite

Must have, do not miss out!

5
Chip is an absolute must have if you’re new to saving or you already have something put away elsewhere. If you’re new to it and need the motivation to start the automatic saving features are fully customisable and can help you save without even thinking about it. If you already have savings, why not just make the most of the higher interest rate, what you can earn in the first payment is substantially higher than high street banks payout. I’ve recommended this to and invited my friends and family to join. This shouldn’t be passed up on. Reviewed on: 10th March 2021
Jake 's avatar
Jake

Makes saving easy!

5
Payday put away means money is saved without noticing it and the colourful, user friendly app makes it easy to set goals and keep track of your finances. Reviewed on: 10th March 2021
Linzi's avatar
Linzi

Amazing savings app.

5
It’s the best savings app with an interest rate better then all the leading banks and it’s FREE!! Reviewed on: 10th March 2021
Othomaso's avatar
Othomaso

Automatic saving to best rate

5
Chip seems sensitive enough to modify the savings amount in accordance with my fluctuating current account. Great UI in app to navigate and understand progress. Also good notification strategy to prompt and nudge me for changing rates and advice on whats best for me... Reviewed on: 10th March 2021
damien holliday's avatar
damien holliday

Easy way to save meney

5
Easy to set up and the automatic saving feature is great Reviewed on: 10th March 2021
Eric Viljoen's avatar
Eric Viljoen

great market disrupting concept

5
great market disrupting concept that ultimately helps consumers manage their finances and savings Reviewed on: 10th March 2021
Stephen 's avatar
Stephen

Easiest way to save

5
For the first time ever, I have savings! Fantastic intuitive app! Reviewed on: 10th March 2021
1983cpp's avatar
1983cpp

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill