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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

I save without realising!

I can monitor my progress to a savings goal and I don’t even realise the money has come out of my account! Reviewed on: 10th March 2021

Onwards and Upwards

A Savings app that goes from strength to strength, and soon to incorporate Investments! Reviewed on: 10th March 2021

Easy to use and market leading rates

Customer service has been very efficient and friendly. The app works and the products are market leading. What more do you want? Reviewed on: 10th March 2021

Savings

Easy to set up with great rates. Reviewed on: 10th March 2021

Saving made simply

I'm not the best at saving and Chip has enabled me to put money aside without me even noticing. Such a simple but powerful way to put money aside. Great app, elegant UI and easy to use. You'd be mad not to use it! Reviewed on: 10th March 2021

Brilliant concept - well executed

Started with downloading the app and have saved over £6k using their algorithm and not noticed it - was contemplating moving savings as there could be better returns after bonus finishes but they’ve brought in a new product which is generous. Love how easy it is to use and quickly see the benefit. Reviewed on: 10th March 2021

Fab app

This app is brilliant , you can save without even realising or manually save larger amounts, it’s flexible & very easy to use. I would highly recommend this. Reviewed on: 10th March 2021

Hassle free savings with new exciting features

Been with chip for a while now, quite liked their auto saving ai bot and now their chip+1 super savings account. Interested to see their new exciting features being introduced such as investments and the ease of accessing those from within the savings app and wouldn't be surprised if their ai bot starts running ai driven robo-investments. Reviewed on: 10th March 2021

Excellent and easy to use

App is great, simple and encourages saving well. Reviewed on: 10th March 2021

Great app

Really easy to set up, market leading interest rates and fantastic customer service. Have for a few people to sign up and they haven't regretted it. Reviewed on: 10th March 2021

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