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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Absolutely worth having

5
Chip has been a really good savings tool. In today’s economy, Chip is one of the best saving & interest modes there is. Would recommend to anyone. Reviewed on: 10th March 2021

Super easy savings

5
Chuffed with Chip. Couldn't be easier to set up and save, and the rate is great! Reviewed on: 10th March 2021

Excellent

5
Very easy to use saving money without even realising! Reviewed on: 10th March 2021

For the first time, saving is now easy for me

5
Chip is amazing because of its simplicity. Working out how much I can afford to save and then stashing that much away without me needing to do anything. Dialling up or down the save level is also a great feature. It doesn't feel like a financial product which makes it super accessible and user-friendly. I have saved more in the last year than I have for the rest of my life. It's awesome. Reviewed on: 10th March 2021

Easy to use and save and a trusted investment!

5
I've been using chip for several years and it has made saving easy and effective. They have also offered great interest and amazing offers / opportunities! Reviewed on: 10th March 2021

If you struggle to save get this app!!

5
I have never managed to save anything. I gave chip a go a few years ago and have honestly managed to save thousands. It has always got it right and never taken to much and I do not have to worry about anything. Get it, set a goal and let it do its thing! Amazing app. Reviewed on: 10th March 2021

Best money saving app ever !!

5
Brilliant app! I love the idea of bonuses, I have loved the automatic savings feature. Best app I have used thus far for savings. Uses a very clever algorithm Reviewed on: 10th March 2021

Excellent

5
Always prompt with replies to queries, clearly laid out terms and fees, easy to use and hassle-free Reviewed on: 10th March 2021

The definition of easy

5
Chip is so easy to use and offers pain free savings options for those who might otherwise not be able to save. Reviewed on: 10th March 2021

Chips is awesome

5
Chip is incredibly easy to use and makes saving regularly a breeze. I was shocked at how quickly my savings built up and the interest rates on accounts are excellent Reviewed on: 10th March 2021

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