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Chip: Savings App reviews

View other Chip products
4.94
Based on 18,214 reviews, last reviewed 5th Sep 2025
76% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
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5%
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Latest highest rating:

5

The Chip app couldn't be easier. The Chip app couldn't be easier. The rates and communivcation are great as is the customer service. Reviewed on: 5th September 2025
Chris Johnson's avatar
Chris Johnson

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18214)

simple intuitive app - excellent rate

5
Very easy to setup savings app - simple clear app Good savings bonus rate Reviewed on: 10th March 2021
Rob's avatar
Rob

Easy, flexible and money saving

5
I find the Chip app really helpful to make savings according to my preferences, which can change whenever I need them to. It makes saving automatic and easy. I never realised how much regular saving I could make until I got the Chip app. Reviewed on: 10th March 2021
Andy's avatar
Andy

Making savings easy.

5
Chip have created a product that makes savings incredibly simple. While providing the user with lots of control, the app 'just works' in the background all the time never being too aggressive (with saving suggestions). Reviewed on: 10th March 2021
Colin's avatar
Colin

Savings wizards

5
Just an amazing bit of tech wizardry that makes saving totally painless and zero maintenance, but delivers such an impact when you check your balance and see how much you've saved Reviewed on: 10th March 2021
Drew Ritchie's avatar
Drew Ritchie

Saving without thinking about it!

5
Chip is brilliant, it works out how much you can afford to save per week and automatically takes that from your bank account. It quick and easy to get your money back if you need it too. They also have other products that earn interest, market leading interest rates actually. Its a win win for me Reviewed on: 10th March 2021
Jordan Biggs 's avatar
Jordan Biggs

Stealth saving for the win

5
Adore the app! I’m usually a bit of a bulk saver and for years though it was impossible for me to keep “putting a little bit away” but chip has taken all of the thinking and need to action away and intelligently saves without me feeling it. Stealth saving. I receive my payments quickly when I need them to spend and I’m getting a great rate for an easy access account with them. Highly recommended Reviewed on: 10th March 2021
Sophie Johnson's avatar
Sophie Johnson

Easy and efficient

5
Best savings app by a mile. Easy to use and good rewards Reviewed on: 10th March 2021
Daniel Johnston's avatar
Daniel Johnston

Amazing Savings App!

5
I feel like my money is safe in chip and I have managed to save more money than I even though I had since getting the app! It’s easy to use and I can withdraw my money at any time! Reviewed on: 10th March 2021
Molly Rickards's avatar
Molly Rickards

No hassle and fun

5
Chip provides a down to earth and easy to use savings app. All my interactions with the team have been positive, it really takes the hassle out of saving. Their ethos and culture comes across well and is something I love being a part of. Reviewed on: 10th March 2021
JK's avatar
JK

A modern, tech savvy savings option!

5
The AI saving function is so clever and makes it easy to save without it feeling arduous Reviewed on: 10th March 2021
Cmhaines's avatar
Cmhaines

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