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Cockle Finance: Personal Loans reviews

4.98
Based on 810 reviews, last reviewed 17th Apr 2025
21000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

I have been with cockle finance for years and I have... I have been with cockle finance for years and I have never had any problems with getting a loan from them they are the excellent family business Reviewed on: 17th April 2025
Sarah harding 's avatar
Sarah harding

Latest lowest rating:

1

Won’t be using these again At first thought was good then when you miss payments well it’s like the world ended for them won’t stop and then accuse you of ingnorng them when peo... Read more Reviewed on: 17th January 2024
Charlene's avatar
Charlene

About this product

Cockle Finance Personal Loans reviews (810)

Review of the Cockle Finance, Personal Loans:

The south’s answer to the bank of Dave!

5
I see Cockles Finance as the south’s answer to The Bank Of Dave. The reason being, like the Netflix film, they are family run & so when you call, your always speaking to someone you feel you know & they are super friendly. I never want to miss a payment because the service is so personalised that I’d feel that by doing so, would be like not paying back a mate, but if you do get in a pickle, they are not unapproachable, so you don’t panic & end up doing something stupid like taking out another loan from somewhere else to pay back their loan. They are real with you, they’ll never let you borrow more than you can afford. You build trust with them just like the bank of Dave. I just love them as I feel like they really know me. If I call and say my bank card got nicked & I forgot to give you the new details, they know me well enough to know I’m telling the truth & so they respond by telling me not to worry and thanks for taking the time to call in and let them know. So basically this mutual trust makes you want to be loyal to them. Cockles Finance don’t jump out of the woodwork with surprise charges. Before I accept a loan, they call me up and talk through interest first, step by step. Then they email me a copy of what we agreed. I therefore don’t feel like they are trying to stitch me up……..ever. In fact, the complete opposite, they don’t want me taking out a loan unless I can afford it. They care about their customers more than they care about their profit margins. Maybe the fact that they are not completely preoccupied with Wonga is why they are one of the few short term loan companies still in business! Reviewed on: 22nd March 2025

Always come to cockle finance, great customer servic...

5
Always come to cockle finance, great customer service and always help where they can Reviewed on: 8th April 2025

Lovely family run business always very helpful with...

5
Lovely family run business always very helpful with the personal touch Reviewed on: 8th April 2025

Lovely company always ho above and beyond to help

5
Lovely company always ho above and beyond to help Reviewed on: 8th April 2025

Always extremely helpful and friendly.

5
Always extremely helpful and friendly. They go out of their way to explain everything and give you the best advice. Reviewed on: 8th April 2025

Friendly helpful and kind

5
There very friendly and helpful and alwsys kind Reviewed on: 8th April 2025

very helpful and polite when u talk to them

5
very helpful and polite when u talk to them Reviewed on: 8th April 2025

Have been with cockles finance for quite a few years...

5
Have been with cockles finance for quite a few years and they have help everytime Reviewed on: 8th April 2025

I have been a customer for about 9 or 10 years now a...

5
I have been a customer for about 9 or 10 years now and they are an amazing team.They are always polite and so helpful Reviewed on: 8th April 2025

I have never had a problem with them, always so frie...

5
I have never had a problem with them, always so friendly to talk to. amazing family run business aswell Reviewed on: 8th April 2025

I’ve used this loan company for many years now they...

5
I’ve used this loan company for many years now they are so helpful polite and friendly they care about their customers I would highly recommend to anybody thinking of getting a loan lovely family business that go above and beyond for their customers thank you Reviewed on: 8th April 2025