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Creditfix: Debt Management reviews

Name: Debt Management
Rating: 4.83 (793 reviews)

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4.76

Based on 793 reviews, last reviewed 9th Feb 2024

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Brilliant company Great company and helpful , great five star ratings***** Reviewed on: 11th April 2023

Latest lowest rating:

1

WHY is no one replying to me? WHY is no one replying to me? Got told off for making additional payments monthly when I bring home more than my 'allowed' take home pay - even thou... Read more Reviewed on: 9th February 2024

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About this product

Creditfix Debt Management reviews (793)

Review of the Creditfix, Debt Management:

WHY is no one replying to me?

WHY is no one replying to me? Got told off for making additional payments monthly when I bring home more than my 'allowed' take home pay - even though I have an email advising me to do this. When I took out the IVA, I was told it will write off upto 60% of my outstanding debt, on the app it says I have paid £20,566.74 to date out of £31,206 which is 65% of my IVA amount. My total debt amount owed was £40,598.61, so assuming I am expected to pay back the £31,206 this means I will actually be paying back 76% of my original debt amount owed with 24% being written off. Regarding the above 2 pointers - my questions that I would like answering is - due to the additional contributions made - where I receive salary over £3292.30, for what I have paid to date £20,566.74 assuming I have no further contributions over my £3292.30 allowance - the remainder of payments at £370 per month x 33 months will actually be £32,776.74 - PLUS anything I get paid over my threshold. My concern is, why am I paying more back than the agreed IVA amount of £31,206 - surely - this isn't correct? In addition to this, for the future months - if I continue to earn over the £3292.30 and make further 50% contributions I could end up paying the whole £40,598.61 back - again, this isn't right? January 2024 payday I paid almost £1000 extra payment, on top of the £370 expected. If I get to paying back the £31,206 expected is that it done? Or am I still expected to keep paying towards the original debt amount owed of £40,598.61? As I was told this is the amount you will pay - £370 per month, anything over your threshold is 50/50 but at this rate I'm likely to pay back the £31,206 IVA amount before November 2026 based on the additional contributions The other question I would like answering is if I reach the £31,206 say in March 2026 - will the creditors consider early completion of the IVA as they got back what they expected? Reviewed on: 9th February 2024

Excellent!! Nothing more needs saying

Right from the very first call, excellent customer service and support. Never any 'hard sell' to go with their product. Respond quickly and always on hand to advise, highly recommended Reviewed on: 1st September 2021

Very professional and caring

Creditfix employee understand what you are going through and listen & understand your financial situation fully. They are helping to give a new life to the people in UK. Reviewed on: 1st September 2021

Scary times

Very reassuring and helpful and finally gave me a chance to move on and stop worrying about my debt Reviewed on: 1st September 2021

great service

friendly colleagues, always quick review, great service, helpful assistance Reviewed on: 1st September 2021

Meh

They’re ok. Wish I didn’t have the debt then wouldn’t need them. Reviewed on: 1st September 2021

Creditfix is excellent.

My overall experience has been good with creditfix since very first day. Reviewed on: 1st September 2021

Solved my debt problems so quickly!

I was in a very bad situation where I had gotten myself into too much debt that I could no longer afford to keep up my various minimum payments. I contacted Creditfix online and a representative called me almost immediately. I explained my problem, which was very hard for me to talk about at first, but I was met with such kindness and understanding and no judgement whatsoever, which really helped me to feel at ease. The process was explained to me very clearly and there was no pressure at all to go ahead with the proposal that they had set out for me. I am so glad that I went to Creditfix for help as I am now repaying my debtors a sensible amount that I can afford each month, I am now able to sleep at night and I am on track to being debt-free! Reviewed on: 1st September 2021

Exceptional service

Friendly staff Very helpful Service excellent The best co in uk Reviewed on: 1st September 2021

Pick credit fix for your IVA today

Happy to have signed up with credit fix, I am now going into my third year and have recievded no problems. Friendly staff and good customer service. Reviewed on: 1st September 2021

Definitely recommend!!!!

Very understanding, friendly, and very helpful Reviewed on: 1st September 2021

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