Write a review

Cynergy Bank: Personal savings reviews

Name: Personal savings
Rating: 3.6 (15 reviews)

View other Cynergy Bank products

3.37

Based on 15 reviews, last reviewed 2nd Apr 2025

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

27%

46%

2 star

20%

Latest highest rating:

4

Could award more had they not reduced cash ISA rates... Could award more had they not reduced cash ISA rates so much. Reviewed on: 2nd April 2025

Latest lowest rating:

1

Use cynergy bank at your peril I could not access my account online due to their ridiculous security system and I was locked out. I rang customer service and went through security q... Read more Reviewed on: 28th November 2024

Read all reviews See your review

About this product

Cynergy Bank have a range of savings accounts.

Customers can choose from easy accounts that can be opened with just £1, fixed rate savings accounts or notice accounts. Cynergy savings accounts can only be managed online.

Cynergy Bank reviews help you find out what it’s really like to be a customer. If you’ve used Cynergy before, you can also leave a review and share your experience.

Cynergy Bank Personal savings reviews (15)

Review of the Cynergy Bank, Personal savings:

ISA

It was very quick and easy to set up my ISA Reviewed on: 30th March 2023

Great rates and great service!

It is very easy to apply for Cynergy's Online Easy Access and Online ISA accounts. The rates are great and recently have been increasing constantly. To make it easy to get the higher rates as they become available they operate a very simple Fast Track Apply system for established customers. I am happy to recommend Cynergy 100% and trust they will keep doing what they are doing so well! Reviewed on: 3rd June 2023

Pretty Good

Always has great savings rates, though it is frustrating that you have to constantly reapply and open new accounts to get them! Customer service is a bit unreliable. Reviewed on: 11th April 2023

EASY ACCESS WITH HIGHER RATE

This banks easy access accounts are always better than other banks. Reviewed on: 11th March 2023

Great security measures

Love the authenticator app for security purposes Reviewed on: 12th January 2023

Do you have a different Cynergy Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Instant Access Savings
from Ulster Bank 4.33 from 8 reviews
Savings
from Monzo 4.93 from 145 reviews
Savings
from Mansfield Building Society 4.52 from 878 reviews

There's still more to see!

Cynergy Bank has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub