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Monzo: Flex Credit Card reviews

4.96
Based on 1,796 reviews, last reviewed 17th Sep 2024
80% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
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2%
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0%
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Latest highest rating:

5

Monzo Flex Credi Card is so good that I can feel hap... Monzo Flex Credi Card is so good that I can feel happy in every transaction. Reviewed on: 17th September 2024
Niaz Morshed's avatar
Niaz Morshed

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024
AndyP's avatar
AndyP

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (1796)

Review of the Monzo, Flex Credit Card:

My Review

5
I like the product and is something other banks should follow with. Could do 6 month interest free BNPL option, Not so fond of the upcoming fees rise Reviewed on: 12th April 2024

Amazing people and amazing service.

5
Amazing people and amazing service. Flex interest free is amazing and would recommend to anyone who doesn't want to involve themselves with interest. Reviewed on: 3rd April 2024

Categorisation Guru

5
My alarm goes off, and I check my phone. I open the Monzo app to see my account balance. Last night I went out with friends, so I quickly scan my transactions to make sure everything looks good. Monzo categorized everything clearly, separating food and drinks from the cab fare home. Feeling relieved, I head out the door knowing exactly how much I spent. Reviewed on: 3rd April 2024

Easy to understand products, easy app and notificati...

5
Easy to understand products, easy app and notifications are instant Reviewed on: 3rd April 2024

The Monzo Flex is amazing, it helps me budget whilst...

5
The Monzo Flex is amazing, it helps me budget whilst being flexible Reviewed on: 3rd April 2024

So different from other credit cards.

5
So different from other credit cards. Very flexible and clear, you can make changes at any point and have full control Reviewed on: 3rd April 2024

Very clear about terms and conditions.

5
Very clear about terms and conditions. It's important for a credit card provider to be open and upfront about the terms rather than hide things in long legal contracts. With Monzo I always feel I understand everything Reviewed on: 3rd April 2024

Monzo Flex is the most useful credit card

5
Monzo Flex is the most useful and affordable credit card I have and I use it very regularly and seamlessly alongside an excellent Monzo current account. Reviewed on: 3rd April 2024

Not a credit card.

1
Not a credit card. You can't use it like a normal card so I don't know why they claim they are Reviewed on: 2nd April 2024

Bank helps everyone every age really thanks to all team

5
Bank helps everyone every age really thanks to all team Reviewed on: 28th March 2024

Very good and giving credit and allows to pay winthi...

5
Very good and giving credit and allows to pay winthin 3 months Reviewed on: 25th March 2024

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