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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.9 (3174 reviews)

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4.90

Based on 3,174 reviews, last reviewed 13th May 2026

78% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3174)

The best bank

I have been a Monzo client for years and I’ve never had any problems with Monzo and I would recommend it to everyone. Reviewed on: 6th March 2026

Absolutely amazing, the benefits they offer are much...

Absolutely amazing, the benefits they offer are much better than other credit cards. Reviewed on: 6th March 2026

Visualising growth

First time in my life, I’ve been able to save money and use credit successfully helped by the way everything is laid out and the app and you can see how the money is coming in and going out quite clearly Reviewed on: 6th March 2026

I’ve had some success recovering my money whenever s...

I’ve had some success recovering my money whenever scammers try Reviewed on: 4th March 2026

Monzo are. Like my parent in banking

Monzo are really helpful when I have problems banking no problem too small Reviewed on: 4th March 2026

Monzo is the best card I’ve had...

Monzo flex is adaptable and easy to manage the team are really good at challenging wrong payments Reviewed on: 4th March 2026

It helped me a lot in my bad time.

It helped me a lot in my bad time. Reviewed on: 4th March 2026

Best in market credit card.

Best in market credit card. Interest free over 12mths, easy to make payments. Reviewed on: 3rd March 2026

Flex the card

The card is great especially as give you the option to spread payments of over £100 over 3 months interest free. Reviewed on: 3rd March 2026

Honestly, I couldn't think of my life not having Mon...

Honestly, I couldn't think of my life not having Monzo in it! Reviewed on: 3rd March 2026

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