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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (1796 reviews)

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4.96

Based on 1,796 reviews, last reviewed 17th Sep 2024

53% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Monzo Flex Credi Card is so good that I can feel hap... Monzo Flex Credi Card is so good that I can feel happy in every transaction. Reviewed on: 17th September 2024

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

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Monzo Flex Credit Card reviews (1796)

Flex puts you in control of your money!

Having used Monzo Flex for almost 2 years now, I can honestly say that this has been the best credit card I have ever experienced. Update after update, the number of things you can do with this card is incredible. From paying in one go to Flex for up to 24 months (always check how much interest you will pay), Flex puts you in control and allows you to have a full picture of your spending. Plus, Monzo's Customer Service is simply great and they are always there to make things work for you. Reviewed on: 4th April 2024

Great scheduling

I have used flex for years and try my best to never miss a payment, I like the way it has been set up to automatically be paid off otherwise I would have a chance of putting it off. I also love the freedom of being able to pay off extra. And I’m very appreciative of the gesture to flex a payment a few days after the purchase! Reviewed on: 4th April 2024

I absolutely love the flex credit card.

I absolutely love the flex credit card. I try and keep an eye of how much interest I’m paying on everything and Monzo makes this so easy! The flex card is a game changer when you have something urgent to pay for! Reviewed on: 4th April 2024

Best credit card I’ve had the pleasure of using, mak...

Best credit card I’ve had the pleasure of using, makes it very easy defaulting for balance clearance, makes it easy to pay early (instantly) and set up payment plans. Haven’t used anything over 3 months but it is very transparent with the interest payments Reviewed on: 3rd April 2024

It’s so easy to use and the products are really inno...

It’s so easy to use and the products are really innovative. I have been a customer for a few years now and never had an issue. Their insights are really useful as well. Reviewed on: 3rd April 2024

Fabulous service especially with the flex option

Fabulous service especially with the flex option Reviewed on: 3rd April 2024

Best Credit Card ever

I love Monzo in general, the app is extremely user friendly and visually appealing, heaps of functionality. Flex specifically has made a huge difference to my life and financial wellbeing. The name of the product is fantastic - does exactly what it says and allows to be flexible. Boosted my credit score and allowed for better financial planning. Adore! Reviewed on: 3rd April 2024

Interest free periods are good.

Interest free periods are good. generous credit limit. Nice card. excellent options to overpay. Reviewed on: 3rd April 2024

Magical - absolutely wonderful.

Magical - absolutely wonderful. Bank is fab and their products are great Reviewed on: 3rd April 2024

Love my Monzo card - easy to use, easy to find, the...

Love my Monzo card - easy to use, easy to find, the app is great, security is enabling not hindrance and the marketing is fab! Reviewed on: 3rd April 2024

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