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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.96 (3003 reviews)

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4.97

Based on 3,003 reviews, last reviewed 23rd Feb 2026

49000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Excellent services. Excellent services. Also the app is brilliant! Easy to use and a lot of interesting features, even from the basic level. Reviewed on: 23rd February 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3003)

Very easy to use & simple to see what you’re being c...

Very easy to use & simple to see what you’re being charged Reviewed on: 11th February 2026

The flex card is everything you’ve dream of in a CC.

The flex card is everything you’ve dream of in a CC. You set your repayments, you chose per purchase you can even easily withdraw from the card as needed, honestly cannot fault it. Reviewed on: 11th February 2026

It's the best credit card I've ever used.

It's the best credit card I've ever used. Perfect app, easy repayments, change the payment date or length of repayments with ease. Lots of support if I was struggling and some of the best customer experience I've ever had. Reviewed on: 11th February 2026

Very flexible payment options and accessible to ever...

Very flexible payment options and accessible to everyone! Reviewed on: 11th February 2026

Flex saved my credit score!

Awesome product and efficient customer service. As a student with a part-time job, I made some bad financial decisions and killed my credit. Flex helped me heal my credit score slowly but steadily ever since I started using it. Would recommend to anyone who is a beginner or wants to fix their credit. Reviewed on: 11th February 2026

Monzo flex lets you Flex purchases later

Monzo flex lets you ‘Flex’ purchases that you already made using your Monzo debit card. This is super useful as you can pick and choose what you would like to get on credit anytime after the event, and this really helps build your credit rating over time. Not to mention the 0% interest rate options! Reviewed on: 11th February 2026

I have 3 separate accounts with Monzo, current, busi...

I have 3 separate accounts with Monzo, current, business and flex and all are very easy to understand and keep to tabs with especially with a hectic schedule Reviewed on: 11th February 2026

Fraud response amazing

Amazing team responses when fraud happens Reviewed on: 11th February 2026

Excellent customer service

I had a fraudulent transaction on my credit card. I contacted Monzo and within two hours, they’d returned the money to my account. I was really impressed. They made a stressful situation feel much easier to cope with. Reviewed on: 11th February 2026

Flex helps with a lot of Unforeseen financial expens...

Flex helps with a lot of Unforeseen financial expense which takes a lot of stress out of life Reviewed on: 11th February 2026

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Monzo: Flex Purchase credit card reviews

49000% increase in 5 star reviews

No new 1 star reviews

Latest highest rating:

5

Latest lowest rating:

2

About this product

Review Monzo: Flex Purchase credit card now

Monzo Flex Purchase credit card reviews (3003)

Very easy to use & simple to see what you’re being c...

The flex card is everything you’ve dream of in a CC.

It's the best credit card I've ever used.

Very flexible payment options and accessible to ever...

Flex saved my credit score!

Monzo flex lets you Flex purchases later

I have 3 separate accounts with Monzo, current, busi...

Fraud response amazing

Excellent customer service

Flex helps with a lot of Unforeseen financial expens...

Review Monzo: Flex Purchase credit card now

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