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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.96 (2510 reviews)

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4.96

Based on 2,510 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I've been using Flex for years! I've been using Flex for years and it's an absolute lifesaver. The interface is so easy to use and straightforward and the service from the team is br... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

Bank that you can not trust Monzo states interest free payments but when i made a payment they charged me . Ridiculous, absolutely ridiculous. Reviewed on: 24th July 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (2510)

No fees credit card.

No fees credit card. Amazing app and user interface as the current account. Easy to track your spending, flexibility to decide when and how much to pay. Possibility to split specific purchases only for a fixed time with no or average interest rates. Reviewed on: 10th April 2025

Monzo are great!

Monzo are great!, relateable, Hip and refreshing giving the banking sector a run for its money "No pun intended" - the Flex card makes those big purchases less daunting - 5* from me Reviewed on: 10th April 2025

Uni Life with Monzo

I have been using monzo since I was around 16. it allowed me to independently manage my own money, create savings and spend money easier abroad. in recent years i have been using the flex card. this feature has saved my life so many times. as a uni student, it can be hard to find a credit card or someone that trusts you to pay it back. using flex has allowed me to make my priority payments, and then anything else I can pay back in instalments which creates more flexibility with my income. Reviewed on: 10th April 2025

Flex is a brilliant product.

Flex is a brilliant product. I loved using it for all my purchases Reviewed on: 10th April 2025

Flex Credit Card

Good offering of 3 month interest free repayments Reviewed on: 10th April 2025

Love monzo!

Love monzo! The nest customer service and user friendly offerings. Reviewed on: 10th April 2025

Great product overall

Great product overall with fantastic user interface, branding and credit limits. Cashback offerings are decent but could be better and should be applied without needing to opt in. Had to dispute one charge which took a long time to be progressed by their automated process but once they manually reviewed the dispute, they progressed the matter quickly. Reviewed on: 10th April 2025

The flexibility and ease of sorting out daily expens...

The flexibility and ease of sorting out daily expenses and organising my spending on Monzo is really smooth and easy Reviewed on: 10th April 2025

Monzo are great and have been for years!

Monzo are great and have been for years! They were so much quicker and advanced than other banks. Reviewed on: 9th April 2025

Speedy communication and easy to navigate

Speedy communication and easy to navigate Reviewed on: 9th April 2025

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