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Monzo: Flex Credit Card reviews

View other Monzo products
4.96
Based on 2,462 reviews, last reviewed 16th Apr 2025
65000% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
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2%
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Latest highest rating:

5

Best in the game! Best in the game!! A bank ahead in time with its continuing development Reviewed on: 16th April 2025
George 's avatar
George

Latest lowest rating:

1

Monzo. The most devious, incompetent bank in the UK. Monzo are the most devious, incompetent user unfriendly customer service business I have ever dealt with in my life. Their security and anti-fraud pol... Read more Reviewed on: 4th March 2025
Paul Rocks's avatar
Paul Rocks
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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

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Monzo Flex Credit Card reviews (2462)

Monzo flex credit card is amazing very easy to use a...

5
Monzo flex credit card is amazing very easy to use and the best feature is you can spread the cost and there is no interest if make full payment overall excellent experience and definitely would recommend Reviewed on: 20th March 2025
Hamza H's avatar
Hamza H

Good card!

5
Good card and satisfied with the operation and offers provided. Reviewed on: 20th March 2025
Akshay K's avatar
Akshay K

The app is seamless and very easy to use.

5
The app is seamless and very easy to use. I love Flex and the 1p saving challenge! Reviewed on: 20th March 2025
Aarti M's avatar
Aarti M

Different is better

5
Love how Monzo flex works a little differently to a regular credit card. It makes me feel more in control. Reviewed on: 19th March 2025
Angharadkate's avatar
Angharadkate

The bank that does everything you need.

5
The bank that does everything you needed even if you didn't realise Reviewed on: 19th March 2025
josh's avatar
josh

Perfect and very easy to use and pay back

5
Perfect and very easy to use and pay back Reviewed on: 19th March 2025
Faizal s's avatar
Faizal s

Flex Different

5
The flex credit card is the best on the market. Really easy to use and can pay off extra whenever convenient. The fact it is interest free over three months is a massive bonus for me. App is so easy to use too. Best credit card I've had. Reviewed on: 19th March 2025
Kevin A's avatar
Kevin A

Monzo rocks

5
A fantastic app that offers a whole new level of open banking Reviewed on: 19th March 2025
Dave H's avatar
Dave H

Changed the banking world

5
Great app and technology development, really changed the landscape Reviewed on: 19th March 2025
Jack's avatar
Jack

Great first credit card.

5
Great first credit card. offers great flexibility and is really clear with charges, user friendly app makes applying and using the card super easy. Reviewed on: 19th March 2025
Rachel G's avatar
Rachel G

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