Write a review

Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (1796 reviews)

View other Monzo products | Find out more about this product

4.96

Based on 1,796 reviews, last reviewed 17th Sep 2024

75% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Monzo Flex Credi Card is so good that I can feel hap... Monzo Flex Credi Card is so good that I can feel happy in every transaction. Reviewed on: 17th September 2024

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024

Read all reviews See your review

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (1796)

Review of the Monzo, Flex Credit Card:

My Review

I like the product and is something other banks should follow with. Could do 6 month interest free BNPL option, Not so fond of the upcoming fees rise Reviewed on: 12th April 2024

i have tired many different banks but this is the on...

i have tired many different banks but this is the only one that has worked for me, i think flex is one of the best features it allows me to have some sort of credit but i know it won't get me into trouble as it is so easy to manage Reviewed on: 22nd February 2024

Very useful features, such as 3 monthly installments.

Very useful features, such as 3 monthly installments. Reviewed on: 22nd February 2024

Good as long as you can stay on top of the payments!

Good as long as you can stay on top of the payments!! Reviewed on: 21st February 2024

So easy to use and great value

So easy to use and great value. Great interest rates. Monzo flex is brilliant too Reviewed on: 21st February 2024

Fantastic app and banking experience.

Fantastic app and banking experience. Brings life to your finances Reviewed on: 21st February 2024

Monzo , banking done right

Monzo have always been great at offering services to make my financial life easier. They always provide the best rates to their customers and everything can be done within their app. I recently used the Flex service to pay for an purchase in 3 payments and found the whole process straight forward and easy. Reviewed on: 21st February 2024

Monzo makes banning easy

Everything is really clear and visible with transactions. I like the fact it does your prices of paying items off. All the functions work really b well on my phone Reviewed on: 21st February 2024

The best card.

The best card I have ever had in my life. Easy to control. Reviewed on: 20th February 2024

It is easy to use and very simple to apply.

It is easy to use and very simple to apply. Safe and efficient Reviewed on: 20th February 2024

The app is intuitive and smart, it always does what...

The app is intuitive and smart, it always does what I want it to do, it makes sense and makes banking enjoyable. I feel in control of my account Reviewed on: 20th February 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub