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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2506 reviews)

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4.96

Based on 2,506 reviews, last reviewed 17th Jun 2025

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

4

.Easy access to credit - a little too easy Monzo Flex is a great way to spread the cost of purchases in the moment, but it is a very expensive way of doing so if you’re not paying it off over t... Read more Reviewed on: 17th June 2025

Latest lowest rating:

1

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

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Monzo Flex Credit Card reviews (2506)

It has never been easier to manage my money and see...

It has never been easier to manage my money and see where everything is going and coming jn Reviewed on: 18th March 2025

Provides what I need with little to no faff

Provides what I need with little to no faff Reviewed on: 18th March 2025

Monzo No. 1 Fan

Used for 4 years. Lots of innovative new products. Good interest rates and easy to use savings and investments. Can get everything in one place. Overall highly recommended Reviewed on: 18th March 2025

Very easy to use.

Very easy to use. So much Flexibility available when it comes to repayment. Reviewed on: 18th March 2025

Excellent service, easy to use app with great flexib...

Excellent service, easy to use app with great flexibility for customers to manage their transactions. I have been a Monzo customer for years and would highly recommend them. Reviewed on: 18th March 2025

Excellent service and super app

Excellent service and super app Reviewed on: 18th March 2025

This service is a great addition to my bank account...

This service is a great addition to my bank account for last minute expenses Reviewed on: 18th March 2025

Super easy banking

Its super easy to operate and understand. Clear communication. The installment idea is amazing Reviewed on: 18th March 2025

Excellent!

Excellent! I love it. Very fast and smooth Reviewed on: 18th March 2025

It's the first bank to keep me in tune with my credi...

It's the first bank to keep me in tune with my credit score and what I'm eligible for, which is super useful. I love Flex too, and it's defo helped me build my credit! Reviewed on: 18th March 2025

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