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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.96 (2516 reviews)

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4.95

Based on 2,516 reviews, last reviewed 23rd Jan 2026

500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Incredibly useful and flexible interest free facility. Incredibly useful and flexible interest free facility. Easy to manage and use. Reviewed on: 23rd January 2026

Latest lowest rating:

1

Bank that you can not trust Monzo states interest free payments but when i made a payment they charged me . Ridiculous, absolutely ridiculous. Reviewed on: 24th July 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (2516)

Monzo Enthusiast

The flex without interest makes my life more easier and I don't have to pay any extra interest .It literally breaks up the purchases into three installments which is manageable and also good. Reviewed on: 19th March 2025

Great customer service

I love how monzo is practically online and seamless. Every thing can be done through the app. Reviewed on: 19th March 2025

It has never been easier to manage my money and see...

It has never been easier to manage my money and see where everything is going and coming jn Reviewed on: 18th March 2025

Provides what I need with little to no faff

Provides what I need with little to no faff Reviewed on: 18th March 2025

Monzo No. 1 Fan

Used for 4 years. Lots of innovative new products. Good interest rates and easy to use savings and investments. Can get everything in one place. Overall highly recommended Reviewed on: 18th March 2025

Very easy to use.

Very easy to use. So much Flexibility available when it comes to repayment. Reviewed on: 18th March 2025

Excellent service, easy to use app with great flexib...

Excellent service, easy to use app with great flexibility for customers to manage their transactions. I have been a Monzo customer for years and would highly recommend them. Reviewed on: 18th March 2025

Excellent service and super app

Excellent service and super app Reviewed on: 18th March 2025

This service is a great addition to my bank account...

This service is a great addition to my bank account for last minute expenses Reviewed on: 18th March 2025

Super easy banking

Its super easy to operate and understand. Clear communication. The installment idea is amazing Reviewed on: 18th March 2025

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