Write a review

Go to business site

Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.96 (2517 reviews)

View other Monzo products

4.95

Based on 2,517 reviews, last reviewed 3rd Feb 2026

600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

A literal lifesaver A literal lifesaver, with more stability and reassurance than other companies that offer pay in 3 offers. So easy to adjust interest, pay off early, p... Read more Reviewed on: 3rd February 2026

Latest lowest rating:

1

Bank that you can not trust Monzo states interest free payments but when i made a payment they charged me . Ridiculous, absolutely ridiculous. Reviewed on: 24th July 2025

Read all reviews Write a review

About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Flex Purchase credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Flex Purchase credit card reviews (2517)

Super easy banking

Its super easy to operate and understand. Clear communication. The installment idea is amazing Reviewed on: 18th March 2025

Excellent!

Excellent! I love it. Very fast and smooth Reviewed on: 18th March 2025

It's the first bank to keep me in tune with my credi...

It's the first bank to keep me in tune with my credit score and what I'm eligible for, which is super useful. I love Flex too, and it's defo helped me build my credit! Reviewed on: 18th March 2025

A great bank with an ever better social team!

A great bank with an ever better social team! Currently in the process of joining and the customer experience and response times have been great. Reviewed on: 18th March 2025

Easy to use, valuable insights

Easy to use, valuable insights, makes managing money across accounts very easy. Flex card offers reassurance and is a great first credit card. Reviewed on: 18th March 2025

Best credit card ever!

It is such a slick and simple UX, and clearly shows the interest options over time. Reviewed on: 18th March 2025

I was a victim of fraud

I was a victim of fraud and as soon as I reported it Monzo refunded me the amount whilst they investigated, they are outstanding in my opinion. Reviewed on: 18th March 2025

10/10 flawless

Excellent experience, no teething issues. Reviewed on: 18th March 2025

Amazing - has improved my quality of life

I only found out about flex last year I have had a Monzo current account for a few years now and it has helped me improve my credit score and helped me in sticky situations Reviewed on: 18th March 2025

Easy to use

Easy to use and see transactions and due date Reviewed on: 18th March 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday Credit Card
from Creation 2.71 from 20 reviews
123 credit card (discontinued)
from Santander 3.98 from 161 reviews
Credit Card
from thinkmoney 1.40 from 2 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 2 reviews
Under 16s account
from Monzo 4.95 from 411 reviews
Savings
from Monzo 4.95 from 156 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub