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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.96 (2879 reviews)

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4.97

Based on 2,878 reviews, last reviewed 11th Feb 2026

36500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Always there to advise you.. Always there to advise you on the best possible way to move forward and the possible support when you decide which way you want to go Reviewed on: 11th February 2026

Latest lowest rating:

1

Bank that you can not trust Monzo states interest free payments but when i made a payment they charged me . Ridiculous, absolutely ridiculous. Reviewed on: 24th July 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (2879)

Never had a bad experience, always there to help and...

Never had a bad experience, always there to help and resolve any issues quickly. Reviewed on: 9th February 2026

Monzo is absolutely great, so easy to use and the te...

Monzo is absolutely great, so easy to use and the team are extremely helpful. Reviewed on: 9th February 2026

All round best bank.

All round best bank. Service, reliability, customer care all 5 star Reviewed on: 9th February 2026

Always there.

Always there. To lend a helping hand Reviewed on: 9th February 2026

Quick application process, increased credit line as...

Quick application process, increased credit line as promised and everything's transparent. Reviewed on: 9th February 2026

Monzo is great!

Monzo is great! Helped me rebuild my credit with better saving options and with the flex build credit card. Now my score is getting better every month and i am managing my money better all thanks to monzo! Reviewed on: 9th February 2026

I have recommended Monzo to all my friends and I act...

I have recommended Monzo to all my friends and I actually moved my savings, salary and direct debit to monzo for the ease of use, security and excellent support 24/7. What i love about flex is the ability to spread emergency costs easily without breaking the bank or paying excess fees. Reviewed on: 9th February 2026

Solid app, customer service, fin insights!

Solid app, good customer service. Brilliant notifications in advance. Very flexible app with loads of insights Reviewed on: 9th February 2026

Monzo is the best bank around.

Monzo is the best bank around. It’s easy to use and has lots of great benefits. Monzo flex is great, it helps you get the things you want and pay off over time or earlier, and even pay off more as and when you can if you want too. I would never swap banks, I will always bank with Monzo as they are 100% Brilliant!! Reviewed on: 9th February 2026

Monzo flex is SO useful.

Monzo flex is SO useful. I’m able to split payments across 3 or more months deleting on my need. If I want to spread a cost or delay a cost for another month it’s super useful. It helps me be a little more flexible with my budget. I’m able to pay off the amount I owe early if I can afford it or change the amount of repayments I make. Reviewed on: 9th February 2026

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