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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

One of the best decision I made when choosing Monzo.

One of the best decision I made when choosing Monzo. Top service. Reviewed on: 23rd February 2026

Really good, great bank amazing interest

Really good, great bank amazing interest Reviewed on: 23rd February 2026

I've been a customer for years

I've been a customer for years and find everything from daily banking to credit so simple and user friendly. Rates are great and everything is transparent. The levels of personal control are amazing too. Reviewed on: 23rd February 2026

Can’t fault them.

Can’t fault them. Monzo are currently one of the best UK Banks. The app and Flex have great UI / UX. Reviewed on: 23rd February 2026

Fantastic choice and flexibility to allow me to mana...

Fantastic choice and flexibility to allow me to manage debt and credit effectively Reviewed on: 23rd February 2026

Monzo allows for a straightforward & clear experienc...

Monzo allows for a straightforward & clear experience when handling finances. I’ve never been more in control of my money than this. While I’ve heard stories about their customer service my anxiety surrounding my finances has reduced significantly. I appreciate all it’s free features and insights. Reviewed on: 23rd February 2026

highly recommend

I've had the account for 6 months plus. Really easy to use and to pay off. I can either do it over a period of time, or pay off all at once. Straight forward if you need to flag something and it's delt with quickly. Highly recommended Reviewed on: 23rd February 2026

I have had a great experience using Monzo Flex in th...

I have had a great experience using Monzo Flex in the past year. It has come in handy, I use it most for my Uber rides. One time I had a wrong transaction on it that turned into a subscription, Monzo support helped me sort it out Reviewed on: 23rd February 2026

It’s the best way to shop and keep an excellent fina...

It’s the best way to shop and keep an excellent financial health. Reviewed on: 23rd February 2026

Very good service and easy to use

Very good service and easy to use Reviewed on: 23rd February 2026

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