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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.96 (2511 reviews)

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4.95

Based on 2,511 reviews, last reviewed 5th Sep 2025

92% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I've been using Flex for years! I've been using Flex for years and it's an absolute lifesaver. The interface is so easy to use and straightforward and the service from the team is br... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

Bank that you can not trust Monzo states interest free payments but when i made a payment they charged me . Ridiculous, absolutely ridiculous. Reviewed on: 24th July 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (2511)

Monzo flex credit card is amazing very easy to use a...

Monzo flex credit card is amazing very easy to use and the best feature is you can spread the cost and there is no interest if make full payment overall excellent experience and definitely would recommend Reviewed on: 20th March 2025

Good card!

Good card and satisfied with the operation and offers provided. Reviewed on: 20th March 2025

The app is seamless and very easy to use.

The app is seamless and very easy to use. I love Flex and the 1p saving challenge! Reviewed on: 20th March 2025

Different is better

Love how Monzo flex works a little differently to a regular credit card. It makes me feel more in control. Reviewed on: 19th March 2025

The bank that does everything you need.

The bank that does everything you needed even if you didn't realise Reviewed on: 19th March 2025

Perfect and very easy to use and pay back

Perfect and very easy to use and pay back Reviewed on: 19th March 2025

Flex Different

The flex credit card is the best on the market. Really easy to use and can pay off extra whenever convenient. The fact it is interest free over three months is a massive bonus for me. App is so easy to use too. Best credit card I've had. Reviewed on: 19th March 2025

Monzo rocks

A fantastic app that offers a whole new level of open banking Reviewed on: 19th March 2025

Changed the banking world

Great app and technology development, really changed the landscape Reviewed on: 19th March 2025

Great first credit card.

Great first credit card. offers great flexibility and is really clear with charges, user friendly app makes applying and using the card super easy. Reviewed on: 19th March 2025

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