Smart Money People Logo

Payl8r: Buy now pay later reviews

4.89
Based on 4,208 reviews, last reviewed 25th Jul 2025
263% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I used it for my beauty course and it’s been brillia... I used it for my beauty course and it’s been brilliant, you decide how much and how often, and they make sure it’s responsible for you. They’re very s... Read more Reviewed on: 25th July 2025
Nicole 's avatar
Nicole

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Payl8r Buy now pay later reviews (4208)

Review of the Payl8r, Buy now pay later:

Faultless

5
Faultless experience from Stert to finish Reviewed on: 14th August 2023

Great company to deal with

5
Easy to navigate the website and approved straight away Reviewed on: 11th July 2025

easy and great value

5
Really easy and simple to set up, helped me achieve my goal Reviewed on: 11th July 2025

Quick, easy transaction.

4
Quick, easy transaction. Good accurate instructions. Reviewed on: 11th July 2025

Had no issues whatsoever, easy to get approved to l...

5
Had no issues whatsoever, easy to get approved to lend money and pay in installments. Reviewed on: 11th July 2025

Easy to use and a fab way to pay things off.

5
Easy to use and a fab way to pay things off. Reviewed on: 11th July 2025

Payl8r was super easy to set up and process.

5
Payl8r was super easy to set up and process. I was able to quickly find out whether I was eligible and was only a few steps to get my payments sorted. Reviewed on: 11th July 2025

Excellent!

5
I think it’s extremely good for people who aren’t on the best incomes but are able to spread the cost over monthly payments so they don’t cause their self to be financially insecure but also be able to have the purchase specially when it’s a birthday or Christmas present. Reviewed on: 11th July 2025

Straightforward and good customer service

5
Straightforward and good customer service Reviewed on: 11th July 2025

Helped me when I needed it

5
Helped me when I needed it and was able to pay off in full when I could afford it Reviewed on: 11th July 2025

Easy and simple to use and set up, haven’t required...

5
Easy and simple to use and set up, haven’t required any assistance as all gone smoothly so far. Website also easy to use. Reviewed on: 11th July 2025