Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 21,968 reviews, last reviewed 27th Jun 2025
186800% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Loving pay in 3 Loving the pay in 3 tool it really makes managing purchasing easier. Reviewed on: 27th June 2025
Michael H's avatar
Michael H

Latest lowest rating:

1

Poor service wrapped in slogans Its poor, it is almost impossible to know if having a pay in three running then what happen if you take another credit and the payment of that credit ... Read more Reviewed on: 27th June 2025
A K's avatar
A K

About this product

PayPal Pay in 3 is an interest-free payment option that spreads the cost over three payments.

Pay in 3 is available at checkout for eligible purchases between £30 and £2,000, with no fees or interest added. The total amount is divided into three equal payments, due every 30 days.

PayPal Pay in 3 reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (21968)

So easy to use, why wouldn’t you?

5
So easy to use, why wouldn’t you? Reviewed on: 11th May 2024

eCheques

4
Sometimes when eCheques take time to clear it can be inconvenient Reviewed on: 11th May 2024

Only use it if you can definitely afford it

3
I’ve used it a couple of times, when I was tight for money and wanted to keep some cash at hand. Only use it if you can afford to. Don’t get caught out by the later payments if you are tight for money at the moment. Reviewed on: 11th May 2024

It’s good to have that service available

5
It’s good to have that service available Reviewed on: 11th May 2024

PayPal and smart spending

5
PayPal have become a major part of my daily financial management as it provides good quality service. Reviewed on: 11th May 2024

Staff ok English very bad for telephone staff hard t...

5
Staff ok English very bad for telephone staff hard to understand Reviewed on: 11th May 2024

I've been using Pay in 3 for years!

5
I've been using Pay in 3 for years, there's a safe element knowing if something goes missing or I change my mind if its a gift I can rely knowing there's someone there to investigate or return an item without spending such a huge amount. Reviewed on: 11th May 2024

It's helped me

5
It's helped me purchase things I need while balancing my finances Reviewed on: 11th May 2024

So easy to use and allow budgeting for slightly larg...

5
So easy to use and allow budgeting for slightly larger purchases… Reviewed on: 11th May 2024

Overall excellent job an opportunity to meet the fin...

5
Overall excellent job an opportunity to meet the financial needs at your finger tips Reviewed on: 11th May 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review