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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14025 reviews)

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4.92

Based on 14,025 reviews, last reviewed 1st Sep 2025

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter lending reviews on Smart Money People help people like you thinking about what life is like as a RateSetter customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our RateSetter lending reviews. If you are a RateSetter customer, you can also write your review today!

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RateSetter Loans reviews (14025)

Excellent provider!

Used Ratesetteras as small short loan.Not only was there rates excellent but affordable! Would recommend them to anyone who needs a loan. Reviewed on: 29th June 2017

Ratesetter review

Good customer service and interest rate is affordable, overall highly satisfied. Reviewed on: 29th June 2017

Perfect financial solution

This is the perfect way to offer and conduct business in the financial sector. Reviewed on: 29th June 2017

Fantastic competitive interest rates for credit worthy individuals.

I applied and had the funds for my loan almost the next day. very curtious agent on the telephone helped set everything up. Reviewed on: 29th June 2017

Like philanthropy in the modern era.

I wanted a loan for a new kitchen - RateSetter beat all the banks on interest rate and speed of money transfer. I rather like the idea of Peer to Peer lending, it's almost like philanthropic actions by those with money so that ordinary people can improve their domestic environment. Reviewed on: 29th June 2017

Easier than a Bank and better Rates

Ratesetter was so easy to get a loan from, I borrowed £30,000 at the best rate available (3.1% at the time) What I love about Ratesetter is you can pay off extra when ever you feel like it with no additional interest payments (E.g 2 months worth of interest added on) its easy to adjust your Direct Debit too if you want to pay off the loan in fewer months, again there is no penalty for this and you just pay less interest overall. Personally I cant fault them at, if you need a loan, I would recommend Ratesetter without any hesitation. Reviewed on: 29th June 2017

best ever

fantastic service staff so proffesional and friendly would deffo recommend this services to anybody 100% Reviewed on: 29th June 2017

No one better

I've had numerous loans over the years from various sources. Not one of my previous lenders comes near to the service and efficiency of Rate Setter. Not only fantastic service but interest rates way below anyone else and hassle free if you want to pay it off. Would I go to a bank for a loan again. NO WAY. Ratesetter are the dogs doodahs Reviewed on: 29th June 2017

Personal loan

Easy application and quick response Reviewed on: 29th June 2017

simplicity loans

straight forward lending company,everything explained and ease of application.Good web site and after-srevice Reviewed on: 29th June 2017

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