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RateSetter: Loans reviews

4.92
Based on 14,025 reviews, last reviewed 1st Sep 2025
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter lending reviews on Smart Money People help people like you thinking about what life is like as a RateSetter customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our RateSetter lending reviews. If you are a RateSetter customer, you can also write your review today!

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RateSetter Loans reviews (14025)

Great experience!

5
Quick and easy application process from start to approval, with best value for money available. Reviewed on: 5th April 2023

Just in time money

5
Easy and very smart company, recommended Reviewed on: 5th April 2023

Quick and easy process, brilliant interest rates, exceptional customer service, easy to use app

5
Rate setter really helped me when I needed a loan and the repayments are fantastic. Their customer service is excellent and the app is brilliant, easy to use and give a lot of information. Thank you RateSetter Reviewed on: 5th April 2023

Quick, easy, good rate

5
I Was really pleased when looking for a loan to buy a car, I was pre approved and at one of the lowest rates available at the time. It ment I was confident I could start the buying process knowing I would definitely get the loan I needed, once I had checked the car was available and put down a deposit I requested the loan amount and it went through extremely quickly at the advertised rate. I have to say it really took the pressure away from getting the funds for my car purchase Reviewed on: 5th April 2023

Easy to use

5
Just wanted an easy to use loan facility ratesetter is so easy to use no stress si.ple after all checks are does boom simple and easy. Best service fro. An loan company i have ever used. Reviewed on: 5th April 2023

Great company

5
Great easy communication recommend this company clear information Reviewed on: 5th April 2023

Amazing value

5
Such good rates, so easy to use the app, no penalties for early repayment just the fee which is set out in the begining, all info upfront, amazing company Reviewed on: 5th April 2023

Loan

5
clear and explicit information. fast. I never had serious problems until the end Reviewed on: 5th April 2023

Best loan ever.

5
Great customer service, very quick with the best interest rate. Reviewed on: 5th April 2023

Hassle free

5
Very easy to use, with no hassle from the company. Never had any problem with the service Reviewed on: 5th April 2023

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