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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14025 reviews)

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4.92

Based on 14,025 reviews, last reviewed 1st Sep 2025

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter lending reviews on Smart Money People help people like you thinking about what life is like as a RateSetter customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our RateSetter lending reviews. If you are a RateSetter customer, you can also write your review today!

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RateSetter Loans reviews (14025)

Great service and rate!

A great costumer service and and the best rate on the market. Really easy to get a decision in principal and money in the bank quickly. Reviewed on: 29th June 2017

The best credit

The best, next time get loan from RateSetter Reviewed on: 29th June 2017

Would I Recommend? already have multiple times

fantastic company, very happy with there service, helped me get out of debt, had a big overdraft I just couldn't get out of, 20 months later I'm 4 payments away from being debt free and I'm looking to build my credit so I can get a mortgage Reviewed on: 29th June 2017

Great!!

Fab company to deal with, everyone is friendly and helps to the best of their ability.. easy to do business with and quick turnaround times.. would 100% recommend to family and friends.. Reviewed on: 29th June 2017

When you're in a spot of bother and need a loan

There's only one place to go! rate Setter, fast and fair Reviewed on: 29th June 2017

Very happy customer

RateSetter was easy to use online, simeple to fill out the form and understand the Ts and Cs. I have a good interest rate and I really like that I can pay back more if i need to. My only criticism is that if you over pay it reduces your loan term, not your monthly loan amount. But I believe there is a way or changing that too. Reviewed on: 29th June 2017

Credit done the straightforward way

Was an easy process and repayment interest was really good compared to other avenues I pursued. Straightforward application and payment option. I would use again if qualified for Reviewed on: 29th June 2017

amazing lender

Ratesetter made my lending experience easy and affordable , giving me many options of repaying with low interest. Reviewed on: 29th June 2017

A great easy to use service

I was able to obtain a competitive rate through Ratesetter , I was also able to pay off a lump sum from the loan very easily. Reviewed on: 29th June 2017

Great

Easy to set up. Great rates and helpful customer service. Easy to keep track of loan payments. Reviewed on: 29th June 2017

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