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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14026 reviews)

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4.92

Based on 14,026 reviews, last reviewed 30th Sep 2024

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Straight forward approval and money in your account... Straight forward approval and money in your account in few minutes Reviewed on: 30th September 2024

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter lending reviews on Smart Money People help people like you thinking about what life is like as a RateSetter customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our RateSetter lending reviews. If you are a RateSetter customer, you can also write your review today!

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RateSetter Loans reviews (14026)

Simplicity itself via an excellent app

Loan application, monitoring, additional lump sum repayments (choice of reducing term or remaining monthly repayments) and full early repayment were all simple to manage through an excellent user friendly app. A great customer experience! Reviewed on: 29th June 2017

Easy process

Very easy to complete loan application easy to follow and good rates Reviewed on: 29th June 2017

Fuss Free Responsible Lending

Having had several loans in the past, my Ratesetter loan was the first 'peer-to-peer' loan. There was a prompt decision, lots of information received and amazing interest rates. This has meant I have been able to borrow and pay back at a more manageable rate. I feel that some loan providers are just interested in getting you into further debt, Ratesetter made me feel that they want the best for their lenders and to ensure you borrow responsibly. Reviewed on: 29th June 2017

Simple, quick, effective

Easy online application process followed by quick decision and then confirmation of funds. Regular but not too frequent communication. Excellent Reviewed on: 29th June 2017

Great service and procedures

The process and procedures were so smooth and the rates great, helped us out at the right time. Reviewed on: 29th June 2017

Easy to use

I didn't have to wait to find out if I could borrow the money, the decision was fairly quick. Ratesetter was easy to use, the information I was provided was informative. I liked the service I received. Reviewed on: 29th June 2017

Quick and easy

2nd time I have had a personal loan with rate setter the process in painless and quick and they are head and shoulders above any of the other loan company's including the big supermarkets Reviewed on: 29th June 2017

Brilliant!!

I applied for the loan, an offer was made with a superb APR and the money was in my bank account within 24 hours. Online statements were available during the loan period which were easily accessible and I was able to make overpayments as and when I wanted. A great experience that was user friendly. Reviewed on: 29th June 2017

Excellent

Very quick service. Excellent response time. Would highly recommend them Reviewed on: 29th June 2017

Very impressed

Saved my financial situation at a time when i was finding it difficult to get credit. Can't rate highly enough! Reviewed on: 29th June 2017

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