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RateSetter: Loans reviews

4.93
Based on 14,030 reviews, last reviewed 30th Sep 2024
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Straight forward approval and money in your account... Straight forward approval and money in your account in few minutes Reviewed on: 30th September 2024
HARSHAVARDHAN GUMMADI's avatar
HARSHAVARDHAN GUMMADI

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter lending reviews on Smart Money People help people like you thinking about what life is like as a RateSetter customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our RateSetter lending reviews. If you are a RateSetter customer, you can also write your review today!

RateSetter Loans reviews (14030)

Review of the RateSetter, Loans:

Easy to use, accessible website

5
I have been lending through Ratesetter for a few months. I find the website easy to use and the lending process is explained in a clear way. I have been making around £100 a month in interest since I started lending with them. It is easy to choose whether you reinvest the capital and interest when a person pays back a portion of the loan each month with interest. You can also choose to reinvest only the capital. Although they are not covered by the FSCS they do have a provisional fund. Reviewed on: 15th June 2016

Easy & efficient process

4
Was so easy I got scared I was being scammed. But nope- easy process from beginning to end. Would use this process & company again. Reviewed on: 18th April 2023

Fast and easy application

5
I found the whole application process so easy to get through, with very good rates and had my approval in just a few minutes. Would highly recommended to friends and family. Reviewed on: 18th April 2023

Better than their competitors

5
Nobody was any where near as competitive. Reviewed on: 17th April 2023

Great loan company

5
Quick to accept or decline, quick money transfer, great pay back scale ie quicker you repay the less you pay, scale also tells you what you pay on top by end of loan, will definitely use again if I need to. Reviewed on: 15th April 2023

Amazing!

5
I was struggling with debt whilst pregnant with my first child and nobody would help me, ratesetter helped with my worry and stress. I’ve recommended them to all my family and friends if they are ever in need. I’ve never had any issues. Reviewed on: 14th April 2023

Recommended

5
No issues with this company , easy and fast Reviewed on: 13th April 2023

Easy to use

5
Very easy to use, set up and manage the loan. I've never experienced any issues and the customer service is very friendly. Reviewed on: 12th April 2023

Great

5
Very accessible and easy to pay back Reviewed on: 12th April 2023

Excellent service

5
RateSetter provides an excellent, quickand efficient customer service. Reviewed on: 12th April 2023

So straight forward

5
I was really impressed with how easy the whole process was from start to finish, 10 minutes ,answered some questions,then just sat back and waited till the next working day for loan,definitely a handy resource to have available at hand Reviewed on: 11th April 2023

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