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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14030 reviews)

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4.93

Based on 14,030 reviews, last reviewed 30th Sep 2024

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Straight forward approval and money in your account... Straight forward approval and money in your account in few minutes Reviewed on: 30th September 2024

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter lending reviews on Smart Money People help people like you thinking about what life is like as a RateSetter customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our RateSetter lending reviews. If you are a RateSetter customer, you can also write your review today!

RateSetter Loans reviews (14030)

Review of the RateSetter, Loans:

Easy to use, accessible website

I have been lending through Ratesetter for a few months. I find the website easy to use and the lending process is explained in a clear way. I have been making around £100 a month in interest since I started lending with them. It is easy to choose whether you reinvest the capital and interest when a person pays back a portion of the loan each month with interest. You can also choose to reinvest only the capital. Although they are not covered by the FSCS they do have a provisional fund. Reviewed on: 15th June 2016

fair simple & clear process

Cancelled so many loan applications before coming accross ratesetter. From start to finish- they made it a straightfirward , clear & simple easy process. Their afents were polite, clearly spoken English ( a rare treat these days) & it went through wuickly- most of all with fair interest rates! Reviewed on: 11th April 2023

Loans made easy

At first I thought my experience with Ratesetter was too good to be true! Easy loan application, fair interest rates and even an early payback options. I’ve enjoyed being a Ratesetter customer, as I don’t receive lots of junk emails/mail asking me to take out further loans, yet they do send me statements to keep me up to date with how much I owe. It is easy to log in online and view my account information. I feel like a valued customer due the fact that I am not constantly hounded to take out more loans. I would recommend Ratesetter to family and friends. Reviewed on: 11th April 2023

Lack clarity

previous customer, with outstanding credit fating (1000 out of 1000 on credit score) refused new loan for no justifiable reason Company to be avoided, Reviewed on: 11th April 2023

Happy customer!

Rate setter is my go to when it comes to getting a loan or car finance. Very competitive rates, easy and quick to get money into your account, amazing customer service. What else you want? Reviewed on: 11th April 2023

Quick & Prompt Acknowledgement

The reply back from Ratesetter for my loan was very prompt and precise with clear information. Reviewed on: 11th April 2023

Fast Online Service

Applied for a loan, was accepted with money deposited to my account quickly. The online portal is flexible allowing you see your remaining balance with the facility to pay back early if you choose. would definitely use in the future Reviewed on: 11th April 2023

Ratesetter come out tops!

I always hesitate and feel anxious when applying for loans because I have a fear of rejection even though I know I'm good for the loan, but ratesetter came out tops for alleviating my fears. I will definitely recommend the company to family and friends without any hesitation. Reviewed on: 11th April 2023

Very easy transaction.

Great company to deal with. Straightforward. Stress free. Recommended. Reviewed on: 11th April 2023

Personal Loan - Great Service

I took out a personal loan with RateSetter to help me buy a car. The process was smooth, straightforward and couldn't recommend them more. The interest was a little higher than I would have liked, but it was fixed, so no surprises on my loan and I could repay part or all of my loan whenever I like. The platform is very easy to use and am very happy with the overall experience of RateSetter. Reviewed on: 11th April 2023

For prompt service you must try Ratesetter

Every application for a loan I have applied for with Ratesetter has been professionally, promptly dealt with. Reviewed on: 11th April 2023

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