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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14030 reviews)

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4.93

Based on 14,030 reviews, last reviewed 30th Sep 2024

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Straight forward approval and money in your account... Straight forward approval and money in your account in few minutes Reviewed on: 30th September 2024

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter lending reviews on Smart Money People help people like you thinking about what life is like as a RateSetter customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our RateSetter lending reviews. If you are a RateSetter customer, you can also write your review today!

RateSetter Loans reviews (14030)

Review of the RateSetter, Loans:

Easy to use, accessible website

I have been lending through Ratesetter for a few months. I find the website easy to use and the lending process is explained in a clear way. I have been making around £100 a month in interest since I started lending with them. It is easy to choose whether you reinvest the capital and interest when a person pays back a portion of the loan each month with interest. You can also choose to reinvest only the capital. Although they are not covered by the FSCS they do have a provisional fund. Reviewed on: 15th June 2016

Straight forward approval and money in your account...

Straight forward approval and money in your account in few minutes Reviewed on: 30th September 2024

So far i am so happy.

So far i am so happy.I could use the servise for sure agai Reviewed on: 4th June 2024

Super Loan Company!

Used Ratesetter for a few years now, one of the few loans I’ve had that you can track to the penny yourself - no hidden fees all transparent and easy to administer online. Reviewed on: 25th May 2024

Just a little more anythings :)i hope all Time you a...

Just a little more anythings :)i hope all Time you are helpfulyy Reviewed on: 11th April 2024

Used RateSetter few years ago, got very low APR.

Used RateSetter few years ago, got very low APR. All smoot and effortless. Reviewed on: 21st February 2024

Not so helpful

After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

Straight forward loan

Fabulous company , no messing about it says what it does on the tin ! Once approved money in your bank in a blink .great online service . Wouldn’t go anywhere else . Reviewed on: 19th July 2023

Fantastic Company

Got a consolidation loan at a great APR and the process from application to receiving the money was really straightforward and clear. Reviewed on: 31st May 2023

My First Stop For Loans

I've had a few loans over the years with Ratesetter, sometimes short term ones to make a small purchase or to tide me over and sometimes bigger, longer ones for larger purchases. I have always got the loan with minimal fuss, at a competitive rate and when I pay it back early I get no penalty. I don't go to anyone else now. Highly recommended. Reviewed on: 31st May 2023

Excellent!

I used Ratesetter for a personal loan, and the entire process was very quick and easy. Every step of the application was clear and I knew how much I would be paying back, what date my repayments would be taken, and how much I would be repaying overall. At the time of applying for my loan, I was offered a much lower APR than any other loan provider I had considered. I would definitely use Ratesetter again, and I would highly recommend them if you are looking for an affordable loan with a fantastic selection of repayment options to suit your finances. Reviewed on: 31st May 2023

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