Smart Money People Logo
Share this page
Link copied

RIAS: Home Insurance reviews

View other RIAS products
1.88
Based on 44 reviews, last reviewed 29th Jan 2025
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
20%
See only 4 star reviews
7%
3 star
See only 3 star reviews
0%
See only 2 star reviews
5%
See only 1 star reviews
68%

Latest highest rating:

5

Reasonable premium cost and good claims servuce Pleasantly surprised by the increase in premium since other insurers have hiked their prices so much. Unfortunately had a claim last year, which was d... Read more Reviewed on: 23rd August 2023
Jan's avatar
Jan

Latest lowest rating:

2

Loyal customer -no claims-but 50% Renewal increase!? Have been with RIAS for many years, but this year the renewal requested was 50% more! Found alternative 5star cover for same as last year! Reviewed on: 29th January 2025
Wright G's avatar
Wright G
Read all reviews See your review

About this product

RIAS Home Insurance reviews (44)

Review of the RIAS, Home Insurance:

Toilet not flushing.

1
I tried to report the problem by phone in September 2021, as I had taken our plumbing insurance earlier in the year. After waiting on hold for 20 minutes, I decided to report it via email. Someone rang me from RIAS the next day, but I missed the call. He said that he wanted to 'talks to me about it' I rang several times about it and each time was on hold for an average of half an hour. This went on throughout September, October, November. I didn't always manage to speak to anyone, as sometimes I couldn't cope with the repetition of Mozart 40 on a loop!! I sent several emails during this time, with little or no response, apart from an email saying that I was not covered for the repair. Finally, at the beginning of December, I rang a number which was answered straight away and a plumber was sent within 24 hours!! i had explained during my call that the cistern was behind a panel and was told that this would not be an issue. When the plumber arrived, he apologised and explained that the panel could not be removed as not covered by insurance!! I immediately rang RIAS and was told that it was covered and was out on hold. 40 minutes later I was told that it wasn't. I had to find someone to come and remove/replace panel. eventually, the plumber came back and did an excellent job within 2 days. I have now received a letter from AXA insurance saying that they are sorry to hear my complaint bout the plumbing job!! I have had to send an email explaining that my complaint was not about the plumber but about RIAS. I have also telephoned the plumber direct saying the same thing. I am 75 years of age and this whole thing has been very stressful for me. Apologies for the long rant. RIAS have also kindly renewed my policy!!! Reviewed on: 7th January 2022
Linda Wilton's avatar
Linda Wilton

A contemptible catalogue of error, inefficiency and mismanagement of a 90 year-old policyholder.

1
My mother had an escape of water at her property. The claim was acknowledged as valid and that was the end of the good news. I have had to handle my mother's affairs in this regard and I keep asking and not getting a satisfactory answer as to how she would have coped with this claim without support. Amongst the problems on this claim: 1. Reluctance by RIAS to properly project manage 2. Necessity for the policyholder to do project management, without compensation apparently 3. Despite being a policy for the older client an institutional misunderstanding of the needs of frail elderly at all levels 4. Aggressive, inappropriate and unprofessional responses when challenged on technical difficulties - on all of which the policyholder was proved correct 5. Contractors being engaged who did not properly complete the job with live electrical works not properly fitted and layers of dust all over the property 6. Extra costs and time incurred because of inefficiencies 7. Family being paid at rates less than the minimum wage rates (and presumably contractors rates) to clear up after contractors 8. Family being inducted to be allowed to go into property, then barred, then allowed. Persistent health and safety failings by those administering the repair. 9. Family being forbidden to repair fences or mow lawn because of incorrect health and safety interpretations, heightening security risks. 10. Company not allowing escalation beyond a certain level i.e. those who adjudicated would not allow their actions to be reviewed. 11. Requests for compensation short-circuited by RIAS and AGEAS by determining compensation without proper reference to evidence or even awaiting the submission of the evidence. Attempt by the company to outsource issue to FOS instead of thoroughly reviewing themselves. 12. A refusal to meet the family to discuss how the next 90 year-old can avoid being handled the same way. I have found this to be the most extraordinary Kafkaesque organisation I have ever had the misfortune to encounter. They are in deep denial. But, above all. how do they deal with the elderly, their target market, on an ongoing basis? Reviewed on: 29th August 2016
RFK's avatar
RFK

Excellent service

5
Upon renewal, I found RIAS very competitive with excellent cover and very clear policy documents. Only one claim, many years ago, which was settled in full with the minimum of delay. Reviewed on: 22nd June 2016
Peter Vogwell's avatar
Peter Vogwell

Direct Debit mix-up

4
I get both my car insurance and house insurance through the above company. My direct debits got mixed up at the time of renewal for the both of them. Rias were very helpful and now I pay £10 less per month because of this. Reviewed on: 24th December 2015
Susie Newman's avatar
Susie Newman

Do you have a different RIAS product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from RIAS?

  • Caravan Insurance

    from RIAS 5.00 from 1 reviews
    RIAS

  • Breakdown Cover

    from RIAS 3.00 from 1 reviews
    RIAS

  • Car Insurance

    from RIAS 2.19 from 13 reviews
    RIAS
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill