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RIAS reviews

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Rated Poor 2.19/5

RIAS reviews

Unverified business

Review summary

People rate this company as Poor based on 56 product reviews

Average score of 2.19/5
5 star
27%
4 star
7%
3 star
2%
2 star
2%
1 star
62%
Reviews for RIAS have trended negatively over the past 90 days

Latest positive rating

5/5

Two Years in as a customer

They say you don't know an insure till you need to claim. Very true. Despite not needing to claim I can't fault the service. My... They say you don't know an insure till you need to claim. Very true. Despite not needing to claim I can't fault the service. My renewal was for the first time in my life cheaper than the market leading comparison sites so remained with them. Online account access good and does what it needs to - all being very basic though. Nothing visually to talk about. Just make your payments and don't crash and I suppose every insurer is the same. Can't fault them as stated above been with them two years and if the price is right will make it three. Read more Read less

{"display":"Jami Harker","full_name":"Jami Harker","avatar":{"url":"\/assets\/uploads\/avatars\/users\/551513.png"}}'s avatar
Car Insurance
Jami Harker 1st December 2023

Latest negative rating

1/5

Avoid at all costs

My car was hit - I wasn't in it but the other driver left name and address. No fault?? When the other driver's insurance didn't... My car was hit - I wasn't in it but the other driver left name and address. No fault?? When the other driver's insurance didn't pay up fast enough RIAS turned it into my fault and increased the premium. The e-mail they say they sent disappeared so they cancelled my policy and I knew nothing about it. The company theat "Goes the extra mile" couldnt care less about it's customers. Communication and customer service are appalling. Read more Read less

{"display":"Rowan","full_name":"Rowan","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Car Insurance
Rowan 4th September 2024

About RIAS

RIAS is a specialist provider of home and car insurance for the over 50s. We have the expertise to find the cover you want for all the possessions and memories you've collected over the years. Smart Money People is the place for RIAS reviews. Read and write reviews to help increase trust and transparency in Financial Services.

RIAS at a glance

Reviews for RIAS

Showing 11 of 56 company reviews

Avoid at all costs

Car Insurance 4th September 2024

My car was hit - I wasn't in it but the other driver left name and address. No fault?? When the other driver's insurance didn't... My car was hit - I wasn't in it but the other driver left name and address. No fault?? When the other driver's insurance didn't pay up fast enough RIAS turned it into my fault and increased the premium. The e-mail they say they sent disappeared so they cancelled my policy and I knew nothing about it. The company theat "Goes the extra mile" couldnt care less about it's customers. Communication and customer service are appalling. Read more Read less

Rated Terrible 1/5
Read more product reviews

Affordable and reliable cover.

Breakdown Cover 23rd August 2024

Affordable and reliable cover. Easy to contact when needed

Rated Average 3/5
Read more product reviews
  • 1/5

    You take out what you think it the best Home insuran...

    You take out what you think it the best Home insurance only to be told quite happily by Darren who loves his job in claims... You take out what you think it the best Home insurance only to be told quite happily by Darren who loves his job in claims storm damage (90mph winds) isn't covered for fences, trees, hedges etc. Been with them for home and cars for a few years but won't be renewing. Thanks Read more Read less

    {"display":"Al","full_name":"Al","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Home Insurance
    Al 22nd January 2024
  • 5/5

    Two Years in as a customer

    They say you don't know an insure till you need to claim. Very true. Despite not needing to claim I can't fault the service. My... They say you don't know an insure till you need to claim. Very true. Despite not needing to claim I can't fault the service. My renewal was for the first time in my life cheaper than the market leading comparison sites so remained with them. Online account access good and does what it needs to - all being very basic though. Nothing visually to talk about. Just make your payments and don't crash and I suppose every insurer is the same. Can't fault them as stated above been with them two years and if the price is right will make it three. Read more Read less

    {"display":"Jami Harker","full_name":"Jami Harker","avatar":{"url":"\/assets\/uploads\/avatars\/users\/551513.png"}}'s avatar
    Car Insurance
    Jami Harker 1st December 2023
  • 1/5

    It systems hopeless.

    I have been unable to gain online access my insurance documents on 24th November 2023 despite previous assurances from RIAS (on the phone) that the... I have been unable to gain online access my insurance documents on 24th November 2023 despite previous assurances from RIAS (on the phone) that the IT problems have been resolved. I cannot get through on the phone today, having been cut off once already. What will happen if I have to make a claim I wonder!! Read more Read less

    {"display":"James Gowans","full_name":"James Gowans","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car Insurance
    James Gowans 24th November 2023
  • 1/5

    Just had my car insurance renewel notice

    car insurance increased by 72% from last year which included a £20 policy set up fee.........outrageous. I found cheaper insurance in 3 minutes and have moved and never going back.

  • 5/5

    Clear insurance terms

    I recommend RIAS as a car insurance for its quick, to-the-point and clear terms.

    {"display":"Alexandros A","full_name":"Alexandros A","avatar":{"url":"\/assets\/uploads\/avatars\/users\/664789.png"}}'s avatar
    Car Insurance
    Alexandros A 29th August 2023
  • 5/5

    Reasonable premium cost and good claims servuce

    Pleasantly surprised by the increase in premium since other insurers have hiked their prices so much. Unfortunately had a claim last year, which was dealt with efficiently.

    {"display":"Jan","full_name":"Jan","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Home Insurance
    Jan 23rd August 2023
  • 1/5

    Terrible insurance company

    I made a claim in 2022 for an unoccupied vehicle that rolled into my car. The claim still isn’t settled a whole year later. Overall... I made a claim in 2022 for an unoccupied vehicle that rolled into my car. The claim still isn’t settled a whole year later. Overall a very poor company. Renewal comes and I say I don’t want to renew as their price is 3x what others would charge. Contacted them over the phone after waiting for what seemed forever. Man on the phone was very unhelpful. I was within the cooling off period before the renewal was to begin and they wanted to charge £30 for the 8 days I was insured when my new company would charge £50 for the whole month! And they wanted to smack a £20 renewal start up fee on too?? Which doesn’t make sense as I didn’t start the policy……..??? Read more Read less

    {"display":"A","full_name":"A","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car Insurance
    A 21st August 2023
  • 1/5

    Rias insurance are uninsurable

    Home emergency cover what a joke just do not answer phone cuts off and tells you to call back. This company is literally uninsurable!!

    {"display":"Jeffrey lane","full_name":"Jeffrey lane","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Home Insurance
    Jeffrey lane 18th December 2022
  • 1/5

    Complete rip off company

    We have had our buildings and contents insurance with Rias for 5 years. We moved out of our property at the end of October into... We have had our buildings and contents insurance with Rias for 5 years. We moved out of our property at the end of October into a relatives house so didn't need to take the insurance with us. They charged us a £60 exit fee even though our Direct Debit for November was taken in the sum of £20, which would cover us for a month we aren't even living at the property. Will never use this company again! Read more Read less

    {"display":"Annabel Darby","full_name":"Annabel Darby","avatar":{"url":"\/assets\/uploads\/avatars\/users\/620380.png"}}'s avatar
    Home Insurance
    Annabel Darby 15th November 2022

    Products from RIAS

    Showing products offered by RIAS

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