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Santander: Help to Buy ISA reviews

Name: Help to Buy ISA
Rating: 3.75 (12 reviews)

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3.65

Based on 12 reviews, last reviewed 5th Feb 2024

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

25%

51%

Latest highest rating:

5

Great app and functionality I love the Sandi chat box - very helpful if you need answers to queries. Reviewed on: 9th March 2023

Latest lowest rating:

1

Good bank for fraudsters I am the victim of identity theft and criminals are applying for accounts and credit cards in my name. Santander happily set up the account without du... Read more Reviewed on: 3rd November 2021

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About this product

Santander Help to Buy ISA reviews can help you to find out more about this innovative savings product, designed to help first time buyers get onto the property ladder.

Santander Help to Buy ISA reviews (12)

Review of the Santander, Help to Buy ISA:

Great app and functionality

I love the Sandi chat box - very helpful if you need answers to queries. Reviewed on: 9th March 2023

Opened a help to buy ISA with Santander.

Opened a help to buy ISA with Santander. It is a good savings account to have as it will help me with buying my first home, however the interest rate is very low and you do not get to see your 25% bonus until you are using the money. This makes it less motivating to save as it doesn’t feel like you get many benefits from having this account compared to other savings accounts (Moneybox Lifetime ISA) Reviewed on: 5th February 2024

Decent app

This account was ok but I ended up switching to a lifetime isa due to the higher government bonus per year. Santander's app works well however, so I would still recommend a help to buy ISA with the bank. Reviewed on: 8th February 2023

Good but Lifetime ISA is better

The Help to Buy ISA is a really good idea, lets you save with an added 4k government bonus when saving for a house deposits. Maximum 250k. However, I closed my Help to Buy and transferred to a Lifetime ISA as the benefits are much better - government bonus of max 1k a year (no upper limit on years), and maximum house prize of 450k. Reviewed on: 2nd February 2023

Best help for buyers

The best help around to get you on the property ladder. Reviewed on: 20th January 2022

Good bank for fraudsters

I am the victim of identity theft and criminals are applying for accounts and credit cards in my name. Santander happily set up the account without due diligence. Three weeks, six calls and a formal complaint later, the account is still open and Santander still insists it is genuine. In the meantime ten other banks have stopped the process, removed searches from my credit report and reported it as fraud to Cifas. Santander does not care, their actions are actually supporting the criminals. Whenever I call I need to wait for at least an hour to deal with rude and unhelpful staff. Honestly avoid at all cost! Reviewed on: 3rd November 2021

Hard to Use

So I took out this product, I no longer need it/ its not sutible for me I tried to cancle , has to be done in bank not on app web or phone, and they tried to sell me a mortgage, I still have it and want it closed, so time consuming and not very helpful. However if you just want to save each month and view in the mobile app, its brilliant. just not for me and hard to remove. Reviewed on: 1st November 2021

Easy and Reliable

An savings account that still has a decent interest rate is increasingly difficult to find, and this one was easy to set up and to regularly transfer money into - so now I'm one step closer to owning a house! Reviewed on: 25th January 2020

Fast and easy

I thought signing up to open a bank account would be time consuming...but with Santander help to buy ISA it only took 5 minutes. I signed up online and it appeared on my online banking app straight away. Reviewed on: 4th February 2018

Help to buy ISA - great rates

I have a help to buy ISA with Santander and they offer some of the best rates in the market, they also don't let you take out money without contacting them which helps me save Reviewed on: 14th January 2018

OUT OF SIGHT OUT OF MIND

As a student, saving money can be very challenging, as well as being all too tempting to spend if its sat in your usual current account. The thought of moving back home after i graduate makes me want to cry! so i wanted to place my saving into something that will benefit me after my studies! Santander were really helpful, and i now have a current account with them with all my savings that places £200 a month into my Help To Buy ISA with them - i cut my card up on the current account so i know all that money will be invested into my future, and at the time, it had the highest interest. I will be changing come April to maximise my interest on my savings! These life ISA's are tempting me now.... Reviewed on: 31st March 2017

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