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SmartSave: Savings reviews

Name: Savings
Rating: 4.77 (2547 reviews)

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4.76

Based on 2,547 reviews, last reviewed 13th Jun 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

82%

15%

Latest highest rating:

5

Competitive rates, great service Have only used the online service but it is easy and efficient. Reviewed on: 13th June 2025

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024

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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2547)

Review of the SmartSave, Savings:

Smartsave fixed-rate ISA

Smartsave Bank's fixed-rate ISA provides a reliable and secure investment option with competitive interest rates. The simplicity of their platform and transparent terms make it easy for investors to plan and achieve their financial goals. Reviewed on: 26th January 2024

competitive interest rates, easy to set up initial a...

competitive interest rates, easy to set up initial account Reviewed on: 3rd February 2024

Easy admintools online and good rates

Easy and good rates compared to the market Reviewed on: 3rd February 2024

Cutthroat games - Poor customer service

Needed to withdraw the funds after I invested. Disallowed to do this unless I my was a medical emergency. I had to move funds from elsewhere. This does no consideration for other that maybe unable to do this and could cause poverty or force others to gain less scrupulous forms of credit Reviewed on: 2nd February 2024

Was the best deal

Was the best deal when I took out the fixed saver. May not be top of the league today but that may be their own decision. Reviewed on: 2nd February 2024

Invest and wait

Invest your money sit back and wait for maturity how easy is that knowing exactly what you are going to get, great. Reviewed on: 2nd February 2024

I cannot find an email from you confirming receipt o...

I cannot find an email from you confirming receipt of the funds. Reviewed on: 2nd February 2024

It was extremely easy to save with Smart Save.

It was extremely easy to save with Smart Save. Unlike other providers when my account matured I was able to deal with transferring the money into a new account very straightforwardly on the Internet and did not have to speak to customer services over the telephone. The interest rates are also competitive Reviewed on: 2nd February 2024

Good maturity option in October 2023

Happy with original investment and maturity options when I re-invested in October 2023 Reviewed on: 2nd February 2024

Account opening process was quick and efficient.

Account opening process was quick and efficient. Reviewed on: 2nd February 2024

Competetive rates, website easy to use.

Competetive rates, website easy to use. Reviewed on: 2nd February 2024

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