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SmartSave: Savings reviews

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4.76
Based on 2,547 reviews, last reviewed 13th Jun 2025
No new 5 star reviews
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Latest highest rating:

5

Competitive rates, great service Have only used the online service but it is easy and efficient. Reviewed on: 13th June 2025
Margaret Barnes's avatar
Margaret Barnes

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2547)

Locked to a lower rate

4
First time with them, I wish I'd chosen a product I could withdraw earlier as rates went up and I was locked into a lower rate Reviewed on: 2nd February 2024
chris o's avatar
chris o

Top Bank!

5
Extremely helpful and easy to invest with smart save….Thank you! Reviewed on: 2nd February 2024
Sarah P's avatar
Sarah P

Easy, informative app.

5
Easy, informative app. Keeps me up to date with the account. Reviewed on: 2nd February 2024
Sponge's avatar
Sponge

I was quite anxious at the beginning of saving

5
I was quite anxious at the beginning of saving with SmartSave as I did not know the company and could not believe the interest rate I was going to get. On the dot, after a year, I got a statement from them and smiled at the interest I had made. I am awaiting funds being put into my bank account on 6 February 2024. Reviewed on: 2nd February 2024
Lee's avatar
Lee

Top Rates - Easy and Straightforward.

5
Opened the account on line. Really easy and straightforward. Account up and running in no time at all. Products excellent and very competitive. Dont know why i didnt open the account sooner. Would definately recommend. Have not had to use customer service but if its as slick as the account set up. Then i cant imagine it wouldnt be anything other than helpful. Reviewed on: 2nd February 2024
Catherine D's avatar
Catherine D

Opening account

5
Account was easy to open and the interest rate received was good. Reviewed on: 2nd February 2024
Louise M's avatar
Louise M

Easy to use online service with competitive interest...

5
Easy to use online service with competitive interest rates Reviewed on: 2nd February 2024
Susan C's avatar
Susan C

It was easy to open an account and SmartSave keeps...

5
It was easy to open an account and SmartSave keeps you up to date. Reviewed on: 2nd February 2024
Juliet R's avatar
Juliet R

Excellent rate of interest on savings

5
Account easy to open & manage online. Excellent rate of interest! Reviewed on: 2nd February 2024
Alison W's avatar
Alison W

All good kept in touch and informed

5
All good kept in touch and informed Reviewed on: 2nd February 2024
Linda a's avatar
Linda a

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