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SmartSave: Savings reviews

Name: Savings
Rating: 4.77 (2540 reviews)

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4.77

Based on 2,540 reviews, last reviewed 22nd Jan 2025

50% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

82%

15%

Latest highest rating:

5

SmartSave excellent for savings Giving you the best rates for your money. Easy and simple to process online. You need to get as much as you can for your money nowadays. SmartSave ... Read more Reviewed on: 22nd January 2025

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024

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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2540)

Review of the SmartSave, Savings:

Safe Investment

Was a little unsure to open a fixed rate account as I had not heard of this Company. However after researching, the reviews were excellent. I opened the account online which was extremely easy, and access to my account is child's play( epecially for a senior person!) I am more than happy with the online security which is a priority for me Reviewed on: 13th February 2024

So straight forward

So straight forward and easy to use and transfer funds Reviewed on: 30th January 2024

Good competitive rate easy to access.

Good competitive rate easy to access. Reviewed on: 30th January 2024

Ruthless outfit

Their attitude to fixed rate accounts is very inflexible. In these uncertain times of high inflation post covid I expected them to be more sympathetic to pensioners with fixed incomes who committed to five year fixed rates Reviewed on: 30th January 2024

Use them based on competitiveness of savings rates

Use them based on competitiveness of savings rates Reviewed on: 30th January 2024

Easy to open account with accessible website.

Easy to open account with accessible website. Good rates of interest Reviewed on: 30th January 2024

Overall a good experience

Easy to open accounts. Information provided during term of fixed interest rate investment. Withdrawal at term has been easy so far. Reviewed on: 30th January 2024

A Smart way to Save

This is my second year with SmartSave. I carried over my investment because I couldn't fault my experience. Clarity of information. Ease of opening and accessing online account. Great interest rates! Reviewed on: 30th January 2024

Setting up ISA’s

Generally easy to set up two ISA’s one for my wife the other for me. However we had just set up a new joint bank account with Santander and one of our deposits (can’t remember which now) was rechecked as the validity of the bank account couldn’t be checked. I didn’t get a satisfactory answer as to why this was the case. All was eventually resolved satisfactorily. Reviewed on: 29th January 2024

Approachable, easy to use, hassle free

Hassle free, easy to use. Not found any issues with it. Reviewed on: 29th January 2024

Nice interface, swift transactions, & competitive rates

I really like the interface of the website, and it is very easy to navigate. Transferring money is very quick, which is excellent and important to me, and SmartSave offer very competitive rates on their saving products. Reviewed on: 29th January 2024

Alternative products

Online Bonus Saver
from HSBC 3.82 from 10 reviews
Regular Saver Account
from first direct 4.75 from 123 reviews
Personal Savings
from United Trust Bank 4.78 from 45 reviews

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