Smart Money People Logo

Tembo: Mortgage Broker reviews

4.98
Based on 1,058 reviews, last reviewed 3rd Mar 2025
50600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
99%
See only 4 star reviews
1%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Luke Bustin is a rare gem in the mortgage brokerage... Luke Bustin is a rare gem in the mortgage brokerage industry. We found ourselves in a very difficult situation last year 2024 and the only option was ... Read more Reviewed on: 3rd March 2025
Andrew E's avatar
Andrew E

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

About this product

Tembo is an award-winning mortgage broker in the UK.

Tembo’s smart technology can check mortgage eligibility in seconds by searching over 100 lenders and affordability boosting schemes. You get a personalised recommendation plan and a dedicated advisor through the process.

Tembo mortgage broker reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Review Tembo: Mortgage Broker now

Help others make smarter decisions by sharing your own experience. Write a review

Tembo Mortgage Broker reviews (1058)

Luke Bustin is a rare gem in the mortgage brokerage...

5
Luke Bustin is a rare gem in the mortgage brokerage industry. We found ourselves in a very difficult situation last year 2024 and the only option was to take a second charge secured loan on our property at an eye watering rate of nearly 10 percent. The plan was to remortgage when our deal came to an end and pay off the second charge secured loan. When the time came to remortgage, our main broker tried and told us that due to our credit scores being very low, the only option was to do a product switch with our current lender for a 2 year product leaving the second charge running and try again after 2 years. That was not what we wanted as the rate was 5.18% and we really wanted to clear the second charge loan so I tried speaking to several other brokers including Tembo. Whilst this was going on, our fixed rate deal ended and our mortgage payment nearly doubled. I spoke to all the big players in the industry and none of them could help me. Out of the blue, Luke Bustin called me and told me that even though he couldn’t help me previously, he’d been monitoring our situation and he believed that he could get us a mortgage with a high street lender. He put the application in and it went to underwriting. The mortgage got declined at underwriting due to some discrepancies in our payslips but Luke appealed. At this stage I’d lost all hope so I did what you should never do, I bought a car on finance. Luke came back and informed me after nearly 4 months that the mortgage had been approved but the car finance was reducing the mortgage amount by £25,000 so the car had to go. I sold the car and showed proof that the finance had been paid off and we got the mortgage offer. In all that time, I wasn’t charged a penny for all the hard work. Payment was only made after the mortgage offer was issued. Beware of brokers that charge money in the initial stages which is non-refundable if you don’t get an offer. I can’t thank Luke enough for his determination and hard work in getting us the offer after nearly four months and at a cracking rate as well. He took our case personally and was just incredible. If you need a mortgage/remortgage regardless of your situation just try Tembo and if you’re lucky enough to get Luke, I’m pretty sure you will get that mortgage/remortgage and if he can’t help you then nobody else can. At least it won’t cost you a penny until the mortgage offer is confirmed. Would also like to thank Abbey Ward, our mortgage case manager for all her help. Myself and my Mrs are very grateful to Luke and will never forget him. Reviewed on: 3rd March 2025

Mortgage Advice - Billy & Jodie

5
I had an amazing experience with Billy & Jodie as my mortgage advisors! They were incredibly informative, patient, and supportive throughout the entire process. They took the time to explain everything clearly, making sure I understood all my options and felt confident in my decisions. Their expertise and dedication made what could have been a stressful experience so much easier. I truly appreciate all their help and would highly recommend them to anyone looking for knowledgeable and trustworthy mortgage advisors. Thank you both! Reviewed on: 2nd March 2025

5* Service Beginning to End

5
When we first decided to apply for a mortgage we were weary about the process and constant paperwork. After signing up and got Bethany as our mortgage broker, she gave us the best service one could hope for. Her communication, experience, knowledge of various products and recommendations to fit our criteria was excellent. Her work ethic was top notch, even when we were not expecting a reply it was there. Thanks also to Callum working alongside Bethany for everything, what a awesome team. Continue your great work from me and my partner we are ever so grateful. Reviewed on: 2nd March 2025

Friendly Fast and efficient service

5
Friendly Fast and efficient service Reviewed on: 2nd March 2025

Fast, efficient, friendly service!!

5
The process took 10 days from initial conversation to mortgage offer received, Callum and Rhys have been absolutely sensational in ensuring a smooth and efficient process, keeping us updated and answering any of our questions as first time buyers. Couldn’t recommend or thank them more for all the efforts, we are very happy buyers! Reviewed on: 1st March 2025

Tembo were amazing from start to finish!

5
Tembo were amazing from start to finish! Both Callum and Rhys were friendly, approachable and made what seemed a very complex process very easy and manageable. All communication was meaningful and useful and made the process simple and a lot less taxing on myself. Thank you all! Reviewed on: 1st March 2025

Rhys and Callum have been awesome through our whole...

5
Rhys and Callum have been awesome through our whole mortgage experience highly recommended! Reviewed on: 1st March 2025

5 star service

5
I can’t praise Abbey and Georgie from Tembo high enough for the excellent work they did for me during the setting up of my remortgage. They explained everything and sought out the best option for my needs. I can highly recommend this company but especially the team who represented me. Thanks ladies! Reviewed on: 1st March 2025

I found Jodie to be very helpful..

5
I found Jodie to be very helpful and knowledgeable. She was able to answer any questions that I had in a pleasant and professional way Reviewed on: 28th February 2025

Lucy and Chelsea were fantastic.

5
Lucy and Chelsea were fantastic. My remortgage was made so easy with these two helping me there was nothing that they wouldn’t do to help. Thank you to you both. Reviewed on: 28th February 2025

Do you have a different Tembo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Tembo has a range of products available. Check the ratings of each product to find the right one for you. View all products