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Updraft: Personal Loan reviews

4.95
Based on 7,084 reviews, last reviewed 29th Jan 2025
75% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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0%

Latest highest rating:

5

It has help me consolidate my loans It has help me consolidate my loans Reviewed on: 29th January 2025
Jeff b's avatar
Jeff b

Latest lowest rating:

1

Adding to the u affordable debt mountain in the UK. Adding to the u affordable debt mountain in the UK. Basically another Wonga based on their poor practice Reviewed on: 29th May 2024
O-S-J's avatar
O-S-J

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (7084)

Review of the Updraft, Personal Loan:

Thank you

5
Updraft have been brilliant with me and it’s nice to chat to someone and have a personal experience so thank you for that Reviewed on: 7th April 2023

I was struggling with the neverending cycle of fees...

5
I was struggling with the neverending cycle of fees on my credit card debt. Paying £100-200 a month, not using the card for anything as it was maxed out, and by the next statement £70+ in fees. It had become unmanageable. I have paid off the debt thanks to the personal loan, and frozen the card. Simple monthly payment of £120 to updraft and the loan will be paid off in 3 years, or less once my finances are up together, and I can pay a bit more off each month. Reviewed on: 8th April 2024

Very easy process and good rates too!

5
Very easy process and good rates too! Definitely helped me to reduce some stress and manage my bills Reviewed on: 8th April 2024

Could not ask for a better service, 100% recommended

5
I've never had such an easy, comprehensive, efficient and cared for service when seeking financial products- Updraft made everything clear and painless as I could have hoped for l. Normally I am skeptical on taking out personal loans but given particular circumstances I would 100% recommend updraft. Reviewed on: 8th April 2024

Good overall, Quick quote, pay back early no fees

5
It was pretty good overall, Very quick for a quote and they gave a good quote. I decided to go with them and managed to consolidate my debt (or most of it) with the loan. I can pay back extra if required.fof nothing extra which is fantastic! Reviewed on: 7th April 2024

Easy and quick process, very helpful and easy to nav...

5
Easy and quick process, very helpful and easy to navigate Reviewed on: 7th April 2024

Quick decision, excellent communication, good rates

5
Quick decision, excellent communication, very good rates. Everything so far has been very good compared to other financial services I have used. As this is a new loan there is not much more I can add at this stage. Reviewed on: 7th April 2024

Good communication, easy service

5
Good communication, easy service Reviewed on: 7th April 2024

Quick - great communication- and listened

5
Quick - great communication- and listened Reviewed on: 7th April 2024

Really easy to set up and money was received quickly

5
Really easy to set up and money was received quickly Reviewed on: 7th April 2024

Upgrade is the best company I have dealt with , exce...

5
Upgrade is the best company I have dealt with , excellent customer service, safe and secure and great communication skills, very satisfied customer Reviewed on: 7th April 2024