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Virgin Money: Regular Savings reviews

Name: Regular Savings
Rating: 4 (57 reviews)

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4.04

Based on 57 reviews, last reviewed 21st Nov 2024

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

57%

19%

12%

Latest highest rating:

5

Virgin Money's 10.38th% Regular Saver a/c Virgin Money's Regular Saver a/c pays quarterly interest of 10.3/8th% AER, Fixed until 31st July 2025, which is currently the best in the market. £250... Read more Reviewed on: 21st November 2024

Latest lowest rating:

1

Untrustworthy bank, awful staff If you care about your savings keep away. Bank stores are so few that when you have issues you won’t get resolution. Reviewed on: 19th November 2022

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About this product

Virgin Money Regular Savings reviews (57)

Review of the Virgin Money, Regular Savings:

Virgin Money's 10.38th% Regular Saver a/c

Virgin Money's Regular Saver a/c pays quarterly interest of 10.3/8th% AER, Fixed until 31st July 2025, which is currently the best in the market. £250 max per month permitted. You can overpay later if you were not able to pay £250 previously, so long as you don't exceed the max £3000 per annum. Virgin now of course part of Nationwide BS, so unlikely to go bust!. There are various restrictions, including one's having been a member of Virgin Money Clydesdale Bank or Yorkshire Bank since 4th December 2019 or earlier, so not everyone can have the account, but for those eligible this Regular Saver cannot in my opinion be beaten. Reviewed on: 21st November 2024

Worst bank ever

Don’t use their accounts unless you want to gamble with the risk of having your account locked, closed or frozen upon the whims of terrible customer service. This bank entices unsuspecting customers with special interest rates, because it’s a ‘challenger’ bank not one of the well known and well funded ones. It will take your money and lend it out in a ponzi like scheme. They are the worst bank at then freezing customer accounts for no reason. They hide behind secrecy and will do their best to cause you hardship. Reviewed on: 26th October 2022

Good compamy

Pleasure to deal with them, will probably use again in the future Reviewed on: 15th September 2022

Ease of use

All services I've had with Virgin Money, formerly Clydesdale Bank Plc. have been easy to use, customer service is helpful and quick to answer. I hold several products with them, current account, savings and ISA. I have been with this company since I was 16 for some 25+ years. Reviewed on: 23rd March 2022

They do NOT have a 4.16 score

Go to Trustpilot and see for yourself where they are the very lowest rated on the site for a very good reason. Customer service is abysmal and shockingly rude. Thats only if you get through to someone. Twice after being on hold for an hour they then cut me off. They make it extremely difficult to get your money back from savings, cannot do it online, cannot get through by phone, closest branch hours away. Please, please dont risk your money with them, there are better offers out there. Reviewed on: 10th March 2022

Helpfull

helpful when you go to the branch Reviewed on: 6th March 2022

Helpful staff

Very helpful, well mannered staff. Really assisted me in understanding a new service and engaged with me throughout and made a necessary task very pleasant Reviewed on: 31st January 2022

Good rates but confusing it systems

Generally not much to complain about but the may different log in systems for different products are confusing Reviewed on: 15th March 2021

Fantastic rates!

Been saving with Virgin for just coming up to a year now, and considering the awful time that 2020 was I was pleased to have retained the relatively high interest rates. Very great help in a difficult year! Reviewed on: 24th January 2021

Great customer service and competitive Interest Rates

The staff are always polite and welcoming. They are patient too. Their regular savings account has one of the best interest rates available . Reviewed on: 20th November 2019

Poor performance

Awkward on line interface, unhelpful call centre. Reviewed on: 6th November 2019

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