Smart Money People Logo

Zable: Credit Card reviews

4.94
Based on 28,002 reviews, last reviewed 11th Apr 2025
157% increase in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great addition to your wallet, having this to your a... Great addition to your wallet, having this to your avail' just makes life simple. Reviewed on: 11th April 2025
Peter c's avatar
Peter c

Latest lowest rating:

1

FRAUDULENT!!! It was presented as a credit card, yet if you carry a balance instead of paying it off every month, they charge you $30/month. This is NOT how credit ... Read more Reviewed on: 4th April 2025
Joy C's avatar
Joy C

About this product

Zable offers a credit card designed to help users build or improve their credit score. It features a quick application process, and the card can be used instantly through Apple Pay or Google Pay with a virtual card. The card includes spending alerts via the Zable app.

Are you a Zable customer? Let others know about your experience by leaving a review on Smart Money People.

Zable Credit Card reviews (28002)

Review of the Zable, Credit Card:

Where to start? Just... NO.

1
Where to start? I applied, and was approved. Installed the app. The app did not work - I could not access anything through the app without first setting up a payment method. They use a third party app to do this called Plaid; Plaid apparently isn't connected to my bank, so I couldn't set up the payments. There was no option in the app to enter the payment information manually. So I went to the website to create a login. The site sent me a link, which repeatedly failed. Not just once or twice, but multiple times over multiple days. Could not access my account through their site. So I called in, multiple times over multiple days. No option listed to speak to a human, just 7-options to listen to prerecorded messages. I FINALLY called Zable personal loans, and they told me to call back and select Option 8 - which is not offered through their phone tree - to get transferred to a live person. I did, and have now been on hold for over half an hour. Now I've been told that their customer service line closes at 4PM EST. I'm on the west coast, so that's like 1PM? I DO NOT WANT OR NEED THIS CREDIT CARD BADLY ENOUGH TO OFFSET ALL OF THESE THINGS, OKAY? BYE. Reviewed on: 17th December 2024

Great addition to your wallet, having this to your a...

5
Great addition to your wallet, having this to your avail' just makes life simple. Reviewed on: 11th April 2025

Great service

5
Great service with clarity and always responds as soon as possible Reviewed on: 8th April 2025

Is an amazing card for credit building.

5
Is an amazing card for credit building. Reviewed on: 8th April 2025

Best credit card

5
This is the best credit card , monthly payment plans is great and customer service is excellent Reviewed on: 7th April 2025

Great credit building and customer service.

5
Great credit building and customer service. Reviewed on: 7th April 2025

Great credit card for building credit score.

5
Great credit card for building credit score. Low fees Reviewed on: 7th April 2025

Amazing service and quick balance changes

5
Amazing service and quick balance changes Reviewed on: 7th April 2025

Zable has been a great provider and great experience...

5
Zable has been a great provider and great experience to use. Reviewed on: 7th April 2025

FRAUDULENT!!!

1
It was presented as a credit card, yet if you carry a balance instead of paying it off every month, they charge you $30/month. This is NOT how credit cards work. This is a high fee card presenting as a no fee card. Sat on hold for well over a half hour before finally reaching a human. Closed the account before using. Now my credit is dinged for no purpose. DONT WASTE YOUR TIME OR MONEY!!! NOT WORTH IT!!! Reviewed on: 4th April 2025

Happy Happy Happy

5
Really happy with the service I have received. Reviewed on: 22nd March 2025