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Zopa: Personal Loan reviews

4.94
Based on 63,729 reviews, last reviewed 16th Mar 2025
259600% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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95%
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5%
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0%
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0%
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Latest highest rating:

5

Good experience Took out a loan, the process was clear. Got the best deal with the right amount i needed. Customer service has also been very helpful. Reviewed on: 16th March 2025
Kenny A's avatar
Kenny A

Latest lowest rating:

1

Loan settlement stress... I settled my loan and the payment went through but wasn't allocated to my loan, I had a live chat and was told that it could take up to 10 days to cle... Read more Reviewed on: 28th February 2025
Karen R's avatar
Karen R

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (63729)

Review of the Zopa, Personal Loan:

Always there to help

5
Fantastic experience so quick and everything is made so simple. They have turbo charged what was a terrible process experience and made it people centric! Making life changing circumstances a quick easy straightforward reality and I know completely where I stand all with a great APR in around 8 minutes. Can you even get through to a call handler with your high street bank in 8 minutes? Reviewed on: 16th April 2021

Super easy to get pre approved for loan.

5
Super easy to get pre approved for loan. money in bank account within seconds . app is super easy to navigate and savings accounts are really good . Will defo use Zopa next time I want a loan . Fantastic rates on loans Reviewed on: 1st March 2025

Proffisionally perfect, the loans are quick easy to...

5
Proffisionally perfect, the loans are quick easy to apply for and get. Then the simple to use App let's you keep track of the loan. Nice to see it come down Reviewed on: 1st March 2025

Best rates available and the app is great

5
Best rates available and the app is great Reviewed on: 1st March 2025

Consolidation loan

5
Decent rate and easy to make extra payments. Really helped me get rid of credit cards. Reviewed on: 1st March 2025

Zopa has helped me when I needed a loan and their ap...

5
Zopa has helped me when I needed a loan and their application form is easy to use Reviewed on: 1st March 2025

Easy to apply and got a quick answer

4
Easy to apply and got a quick answer Reviewed on: 1st March 2025

Quick and easy.

5
Quick and easy. Very good rates and the app is fab so you can see how much you owe and it’s good to see your balance going down. Reviewed on: 1st March 2025

From application to completion it was a smooth journey.

5
From application to completion it was a smooth journey. One phone call and the money was in the bank making the purchase of my car an enjoyable experience. Reviewed on: 1st March 2025

Fast and easy to get started.

5
Fast and easy to get started, excellent service and easy to use app Reviewed on: 1st March 2025

Highly Recommend and One to TRUST.

5
I got a very competitive loan for ZOPA and from the initial quote and now almost 4 years with my final payment next month, I have had nothing but praise, confidence and belief in Zopa. They also have a fantastic app where you can easily track your payments and know exactly where you are with regards the loan. Reviewed on: 1st March 2025

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