Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

View other Zopa products

4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

67% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (65249)

Applying for a loan

From applying for my loan the experience was very good money it my bank quickly and have no problems. The customer service is very good and I am kept up yo date on how my loan is being psid Reviewed on: 25th April 2025

Great service and fast highly recommended

Great service and fast highly recommended Reviewed on: 25th April 2025

Efficient

Efficient, convenient and faster application process Reviewed on: 25th April 2025

Great easy and friendly - perfect for a quick loan!

Great easy and friendly - perfect for a quick loan! Reviewed on: 25th April 2025

My loan was done online and at night.

My loan was done online and at night. The process was straightforward and payment was done in minutes Reviewed on: 25th April 2025

Very easy to use,fast response and very friendly.

Very easy to use,fast response and very friendly. Reviewed on: 25th April 2025

Excellent service from start to finish very quick an...

Excellent service from start to finish very quick and efficient Reviewed on: 25th April 2025

Great overall experience

Great customer service, great rates and very easy to set up Reviewed on: 25th April 2025

Happy customer...

Zopa made everything easy from info required to info on product risk factors and repayments... Very helpful Indeed Reviewed on: 25th April 2025

Loan review

Excellent service great product and easy too use app Reviewed on: 25th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from CU Loans 4.67 from 2 reviews
Loans
from London Mutual Credit Union 4.86 from 2278 reviews
Loans
from Leeds Credit Union 4.45 from 11 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 2 reviews
Cash ISA
from Zopa 4.94 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub