Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Personal loan reviews

View other Zopa products
4.94
Based on 65,249 reviews, last reviewed 16th Oct 2025
67% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025
Makatleho P's avatar
Makatleho P

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025
Laura J's avatar
Laura J
Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Personal loan reviews (65249)

Really easy to get a quote online with personal rate...

5
Really easy to get a quote online with personal rates, paid loan into account within hours, really good experience Reviewed on: 25th April 2025
Tanj's avatar
Tanj

Zopa App gives you live updates of your accounts and...

5
Zopa App gives you live updates of your accounts and plenty of information when BOE change rates Reviewed on: 25th April 2025
Hugh's avatar
Hugh

Really Amazing

5
Amazing credit card. It helps a lot Reviewed on: 25th April 2025
Drexyl G's avatar
Drexyl G

Good customer service.

5
Very good customer service. Very helpful. Reviewed on: 25th April 2025
Suguna N's avatar
Suguna N

Thoroughly recommend

5
Easy and efficient processing of the loan application. Reviewed on: 25th April 2025
Hazel Hillier's avatar
Hazel Hillier

Easy to apply for a loan with quick prompt service...

5
Easy to apply for a loan with quick prompt service Reviewed on: 25th April 2025
Patricia F's avatar
Patricia F

Very fast, very simple, very transparent,.

5
Very fast, very simple, very transparent, very flexible, very friendly. Just fantastic. There is nothing I can think of that would make it better. Used them four times now. Reviewed on: 25th April 2025
Jonathan Hayles's avatar
Jonathan Hayles

Very fast, very simple, very transparent,.

5
Very fast, very simple, very transparent, very flexible, very friendly. Just fantastic. There is nothing I can think of that would make it better. Reviewed on: 25th April 2025
Jonathan Hayles's avatar
Jonathan Hayles

Very fast, very simple, very transparent, very flexi...

5
Very fast, very simple, very transparent, very flexible, very friendly. Just fantastic. There is nothing I can think of that would make it better. Reviewed on: 25th April 2025
Jonathan Hayles's avatar
Jonathan Hayles

Easy application fast decision and fast pay out

5
Easy application fast decision and fast pay out Reviewed on: 25th April 2025
Kelvin G's avatar
Kelvin G

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Current account

    from Zopa 5.00 from 2 reviews
    Zopa

  • Cash ISA

    from Zopa 4.94 from 1262 reviews
    Zopa

  • Smart Saver

    from Zopa 4.94 from 7180 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill