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Zopa: Personal Loan reviews

4.94
Based on 63,709 reviews, last reviewed 6th Mar 2025
257600% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
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Latest highest rating:

5

Applying for and getting a personal loan on line was... Applying for and getting a personal loan on line was so smooth and easy.Shame this can't be said for all high street banks Reviewed on: 6th March 2025
Robert W's avatar
Robert W

Latest lowest rating:

1

Loan settlement stress... I settled my loan and the payment went through but wasn't allocated to my loan, I had a live chat and was told that it could take up to 10 days to cle... Read more Reviewed on: 28th February 2025
Karen R's avatar
Karen R

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (63709)

Review of the Zopa, Personal Loan:

Loan settlement stress...

1
I settled my loan and the payment went through but wasn't allocated to my loan, I had a live chat and was told that it could take up to 10 days to clear, I phoned up and explained that I watched it clear on my account but then it wasn't allocated to my loan. I was asked to give it a few days and check again. After a week I phoned again and was put through to a lovely gentleman called Mark who said he didn't understand why no one had allocated it and he got it cleared within a couple of hours so why it didn't happen first time I contacted Zopa I just don't know because it caused me a lot of unnecessary stress and worry Reviewed on: 28th February 2025

Easy and quick application process.

5
Very competitive loan rate and nice app to see all the details of your loan and progress of repayments. Easy and quick application process as well. I took a loan for 3 years in 2022 and just paid off last month. Recommended. Reviewed on: 1st March 2025

Loan andvtates

5
Really easy to deal with very helpful on the phones and great rates I’ve had 2 loans now thumbs up all the way for zopa Reviewed on: 1st March 2025

Great company very helpful

5
Great. Customer service and easy to use services Reviewed on: 1st March 2025

Very fast process excellent service

5
Very fast process excellent service Reviewed on: 1st March 2025

Brilliant customer service and fab app would recconend

5
Brilliant customer service and fab app would recconend Reviewed on: 1st March 2025

Excellent loan offer

5
I applied for a loan. The decision was made very quickly and the money was in my account. My payments were straight forward and the plan worked well for me. Reviewed on: 1st March 2025

Were there when I needed them

5
I rang up zopa after an unexpected circumstance came up, and they were able to provide me with a loan right then and there. Reviewed on: 1st March 2025

Easy to use website for loans and credit cards.

5
Easy to use website for loans and credit cards. Simple to track your spend and manage your payments. Reviewed on: 1st March 2025

I needed a loan that was granted to me immediately.

5
I needed a loan that was granted to me immediately. After a few months it was due in full and it was also quick and easy with no extra fees. Reviewed on: 1st March 2025

A worthy responsible lender

5
Found the process of applying for a loan very easy and quick results. Good rates of interest and, with the App., you can see exactly where you are in your repayments and any offers available. Also lend responsibly while some companies wouldn’t. Would definitely us them again. Reviewed on: 1st March 2025

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