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Zopa: Personal Loan reviews

4.94
Based on 65,241 reviews, last reviewed 4th May 2025
45% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick and easy to apply. Quick and easy to apply. All information clear. Money paid into account quickly. Reviewed on: 29th April 2025
Franziska E's avatar
Franziska E

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025
Julie E's avatar
Julie E

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (65241)

Review of the Zopa, Personal Loan:

A Personal Loan with Zopa

5
I recently phoned the Customer Service Team at Zopa to enquire about a personal loan. After they went through the terms and conditions with me and fully explained what the interest and repayment schedule would be for the loan amount I needed. Within a few hours that same day, had a message informing me that my application was successful! Such a great easy process, thanks Zopa! Reviewed on: 28th February 2025

Very nice customer service and a very swift delivery

5
Very nice customer service and a very swift delivery Reviewed on: 27th April 2025

Quick and easy to use service.

5
Quick and easy to use service. Great customer service. Keep you informed every step of the way. Highly recommended. Reviewed on: 27th April 2025

Very straightfored

5
Very straightforward and good value for money Reviewed on: 27th April 2025

Personal loan

5
Easy to use no hidden charges .. online app friendly user . You have an option to track down your credict score.interest rate is not too much compare to other lenders bank ..if you have extra money you can pay extra to finished your loan early.. Reviewed on: 27th April 2025

5 stars given

5
Great experience for a personal loan and quality app Reviewed on: 27th April 2025

I have been using Zopa for almost 3 years now if not...

5
I have been using Zopa for almost 3 years now if not more. I have got a credit card and personal loan of 5k which I used in purchasing my car. I would always recommend Zopa to anyone who needs help with finances. Reviewed on: 27th April 2025

Excellent service and rates, always someone availabl...

5
Excellent service and rates, always someone available to talk Reviewed on: 27th April 2025

Easy to follow instructions and quick service

5
Easy to follow instructions and quick service Reviewed on: 27th April 2025

I had a issue of fraud transection.

5
I had a issue of fraud transection.zopa customer service sort it out quickly Reviewed on: 27th April 2025

Good service, could be better for value for money.

5
Good service, could be better for value for money. Reviewed on: 27th April 2025

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