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Zopa: Personal Loan reviews

Name: Personal Loan
Rating: 4.94 (62756 reviews)

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4.94

Based on 62,756 reviews, last reviewed 15th Feb 2025

33020% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good job No problem from start to finish easy app to check progress of loan Reviewed on: 15th February 2025

Latest lowest rating:

2

I like it and i am honorable I like it and i am honorable i will keep in touch Reviewed on: 17th January 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal Loan reviews (62756)

Pre-approval, and ways to pay back

I needed a loan for some home improvements, everywhere wanted to do a credit check, trapping me into a loan that would be 25+%. Zopa had pre-approved me, and at an amazing rate. No hassle on the credit report. I can also make extra payments in many many ways, so it's convenient to pay back. No complaints! Reviewed on: 18th January 2025

I found the rates competitive and the service first...

I found the rates competitive and the service first class Reviewed on: 18th January 2025

Fair priced loan

I had struggled with other companies to find a fairly priced personal loan deal due to temporary financial difficulties in previous years. I got a great affordable deal for £10K over three years with Zopa. Reviewed on: 18th January 2025

I got a loan from Zopa which helped me clear my debt...

I got a loan from Zopa which helped me clear my debts and improve my credit score, all with a new lower monthly payment and this has helped me in more ways than I could have imagined as it takes that stress of wondering how you are going to pay for your bills and cards whilst trying to reduce outgoings and improving your credit score - they are amazing and I have recommended many people to look at Zopa, I have a credit card, current account and a savings account with them all of which I have money in and pay my card off in full each month- Thank you Zopa keep doing what you are doing! Reviewed on: 18th January 2025

I have always had good service from Zopa and their d...

I have always had good service from Zopa and their decision making is quick Reviewed on: 18th January 2025

Good company to deal with.

Good company to deal with, the Zopa App works well and I have had no issues at all. Reviewed on: 18th January 2025

Superb products and services

Easy to use app, pay balance off early or submit repayments at any time. Credit Card is the lowest interest rate I've seen. Personal loans are arranged without fuss and into one's account within 2 x hours. Superb products and services. Reviewed on: 18th January 2025

Could be better rates on loans, easy to use app

Could be better rates on loans, easy to use app Reviewed on: 18th January 2025

My loan was quickly approved with very good interest...

My loan was quickly approved with very good interest rate. Reviewed on: 18th January 2025

Super fast efficient loans with Zopa

I applied for a loan with Zopa on my phone. The whole process was simple and easy. My application was accepted immediately and the loan was in my account within a couple of hours. The interest rate was very reasonable which was great. Reviewed on: 18th January 2025

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